10426 196th St E, Graham, WA 98338 Property Records

Pierce County property record for 10426 196th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,092 sqft · built 2004
Lot Size	0.093 acres (4,050 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Apr 2020)
Tax Bill	$5,276 (2026)
Deeds & Mortgages	Dec 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`602427-0-190`

Property Details

APN / Parcel Number

Primary APN	`602427-0-190`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,092 sqft Living Area
Gross Area	2,532 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,050 sqft (0.093 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	10426 196TH ST E
City	GRAHAM
State	WA
Zip	98338-8428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHR
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 04 QUARTER 22 PLAT FAIRWAY VILLAGE SOUTH LOT 19 TOG/W UNDIV INT IN TR A,B,C & D EASE OF REC OUT OF 2-046 SEG 2004-0122 9/15/03MD
Legal Range	04
Legal Township	18
Legal Section	03
Legal Subdivision	FAIRWAY VILLAGE SOUTH
Legal Tract	A
Legal Block	C
Legal Lot Number	19
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3001
Census Tract	73129

Owner

10426 196th St E is owned and occupied by two individuals who acquired it in September 2022.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10426 196TH ST E, GRAHAM, WA 98338-8428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 4, 2022	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 3, 2020	Warranty Deed, Transfer OLD REPUBLIC TITLE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on File
Deed Sale	Apr 3, 2020 · Amount on File
Prior Sale	May 23, 2014 · Amount on File
Deed Document Number	202030447
Last Transfer Date	Sep 26, 2022
Transfer Doc	0000000409
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10426 196TH ST E, GRAHAM, WA 98338-8428
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012300217
Date	Dec 30, 2021
Instrument	202112300217

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	LONGVIEW, TX 75607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10426 196TH ST E, GRAHAM, WA 98338-8428
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005260299
Date	May 26, 2021
Instrument	202105260299

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Oct 4, 2022
Property Address	10426 196TH ST E, GRAHAM, WA 98338-8428
Document Number	0010040409
Map Reference	AF 200306055001
Instrument Date	Sep 26, 2022
Instrument	202210040409
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10426 196TH ST E, GRAHAM, WA 98338-8428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10426 196TH ST E, GRAHAM, WA 98338-8428

Mortgage

Document Number	0010040410
Date	Oct 4, 2022
Instrument	202210040410

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 3, 2020
Property Address	10426 196TH ST E, GRAHAM, WA 98338-8428
Document Number	0004030447
Map Reference	DOC 200306055001
Instrument Date	Mar 30, 2020
Instrument	202004030447
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount on Record
Tax	$5,520.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10426 196TH ST E, GRAHAM, WA 98338-8428

Tax Assessment & Valuation

The 2026 property tax bill for 10426 196th St E was $5,276, up 3.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,276.00 (+3.37%)	$472,600 (-0.34%) Land $143,000 Building $329,600	$472,600 (-0.34%) Land $143,000 Building $329,600
2025	$5,104.00 (+0.29%)	$474,200 (+10.18%) Land $138,700 Building $335,500	$474,200 (+10.18%) Land $138,700 Building $335,500
2024	$5,089.00 (-1.89%)	$430,400 (-4.46%) Land $144,100 Building $286,300	$430,400 (-4.46%) Land $144,100 Building $286,300
2023	$5,187.00	$450,500 Land $136,600 Building $313,900	$450,500 Land $136,600 Building $313,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10426 196th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10426 196th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRGROVE MUTUAL INC private · serves 36,168 people · EPA ID WA5325200
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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