10420 196th St E, Graham, WA 98338 Property Records

Pierce County property record for 10420 196th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,092 sqft · built 2004
Lot Size	0.094 acres (4,075 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Dec 2022)
Tax Bill	$5,224 (2026)
Deeds & Mortgages	May 2020 Mortgage Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`602427-0-180`

Property Details

APN / Parcel Number

Primary APN	`602427-0-180`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,092 sqft Living Area
Gross Area	2,532 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,075 sqft (0.094 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	10420 196TH ST E
City	GRAHAM
State	WA
Zip	98338-8428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHR
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 04 QUARTER 22 PLAT FAIRWAY VILLAGE SOUTH LOT 18 TOG/W UNDIV INT IN TR A,B,C & D EASE OF REC OUT OF 2-046 SEG 2004-0122 9/15/03MD
Legal Range	04
Legal Township	18
Legal Section	03
Legal Subdivision	FAIRWAY VILLAGE SOUTH
Legal Tract	A
Legal Block	C
Legal Lot Number	18
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3001
Census Tract	73129

Owner

10420 196th St E is owned and occupied by two individuals who bought it in December 2022.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10420 196TH ST E, GRAHAM, WA 98338-8428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 29, 2022	Special Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CU
Dec 29, 2022	Warranty Deed, Transfer
Apr 23, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 20, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Prior Sale	Dec 29, 2022 · Amount on File
Deed Document Number	2022367
Prior Transfer Date	Feb 7, 2005
Prior Transfer Doc	0000001102
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10420 196TH ST E, GRAHAM, WA 98338-8428
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005200153
Date	May 20, 2020
Instrument	202005200153

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	1 Months
Due	Jun 1, 2020

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 29, 2022
Property Address	10420 196TH ST E, GRAHAM, WA 98338-8428
Document Number	0012290367
Map Reference	DOC 200306055001
Instrument Date	Dec 29, 2022
Instrument	202212290367
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10430 196TH STREET CT E, GRAHAM, WA 98338-7793
Investor	Possibly a Property Investor

Mortgage

Document Number	0012290368
Date	Dec 29, 2022
Instrument	202212290368

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	10.2%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Dec 29, 2022
Property Address	10420 196TH ST E, GRAHAM, WA 98338-8428
Document Number	0012290229
Map Reference	DOC 200306055001
Instrument Date	Dec 29, 2022
Instrument	202212290229
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount on Record
Tax	$7,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10420 196TH ST E, GRAHAM, WA 98338-8428

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 23, 2021
Property Address	10420 196TH ST E, GRAHAM, WA 98338-8428
Document Number	0004230712
Map Reference	DOC 200306055001
Instrument Date	Apr 16, 2021
Instrument	202104230712
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2053 196TH ST E, GRAHAM, WA 98338

Mortgage

Document Number	0004230713
Date	Apr 23, 2021
Instrument	202104230713

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 20, 2018
Property Address	10420 196TH ST E, GRAHAM, WA 98338-8428
Document Number	0006200447
Map Reference	DOC200306055001
Instrument Date	Jun 12, 2018
Instrument	201806200447
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	WFG NATIONAL TITLE COMPANY O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,375.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10420 196TH ST E, GRAHAM, WA 98338-8428

Mortgage

Document Number	0006200448
Date	Jun 20, 2018
Instrument	201806200448

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 10420 196th St E was $5,224, up 3.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,224.00 (+3.4%)	$467,500 Land $143,200 Building $324,300	$467,500 Land $143,200 Building $324,300
2025	$5,052.00 (+0.22%)
2024	$5,041.00 (-1.81%)	$425,900 (-4.4%) Land $144,300 Building $281,600	$425,900 (-4.4%) Land $144,300 Building $281,600
2023	$5,134.00	$445,500 Land $136,800 Building $308,700	$445,500 Land $136,800 Building $308,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10420 196th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10420 196th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRGROVE MUTUAL INC private · serves 36,168 people · EPA ID WA5325200
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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