San Diego County property record for 10424 Rancho Rd, La Mesa, CA 91941
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,256 sqft · built 1955 |
| Lot Size | 0.445 acres (19,400 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $252,500 (Jun 2000) |
| Tax Bill | $5,646 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 501-131-06-00 |
| Primary APN | 501-131-06-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,256 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Lot Area | 19,400 sqft (0.445 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10424 RANCHO RD |
|---|---|
| City | LA MESA |
| State | CA |
| Zip | 91941-7065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 506 TR 002636 |
| Legal Subdivision | MOUNT HELIX RANCHO |
| Legal Tract | 002636 |
| Legal Block | 3 |
| Legal Lot Number | 506 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13601 |
10424 Rancho Rd is owner-occupied and held in a trust since February 2026.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10424 RANCHO RD, LA MESA, CA 91941-7065 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Intrafamily Transfer, Transfer |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2000 · Amount on File |
| Deed Sale | Jun 9, 2000 · Amount on File |
| Prior Sale | Apr 1, 1996 · Amount on File |
| Deed Document Number | 2000306237 |
| Last Transfer Date | Feb 13, 2026 |
| Transfer Doc | 0000050962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 24, 2026 |
| Property Address | 10424 RANCHO RD, LA MESA, CA 91941-7065 |
| Document Number | 0000050962 |
| Map Reference | MAP 2636 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026-0050962 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 10424 RANCHO RD, LA MESA, CA 91941-7065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10424 RANCHO RD, LA MESA, CA 91941-7065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10424 RANCHO RD, LA MESA, CA 91941-7065 |
| Document Number | 0000719053 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2020-0719053 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 10424 Rancho Rd was $5,646.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $489,777 (+2%) Land $181,985 Building $307,792 | |
| 2025 | $5,646.00 Homeowner's exemption | $480,174 Land $178,417 Building $301,757 |
| 2023 | $5,329.00 (+1.2%) Homeowner's exemption | $461,531 Land $171,490 Building $290,041 |
| 2022 | $5,266.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10424 Rancho Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2017–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10424 Rancho Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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