10396 Rancho Rd, La Mesa, CA 91941 Property Records

San Diego County property record for 10396 Rancho Rd, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,422 sqft · built 1953
Lot Size	0.257 acres (11,200 sqft)
Owner	Company Name on File
Tax Bill	$1,159 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`501-131-03-00`

Property Details

APN / Parcel Number

Primary APN	`501-131-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,422 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	11,200 sqft (0.257 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10396 RANCHO RD
City	LA MESA
State	CA
Zip	91941-7063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 509 TR 002636
Legal Subdivision	MOUNT HELIX RANCHO
Legal Tract	002636
Legal Block	3
Legal Lot Number	509
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	13601

Owner

10396 Rancho Rd is owned by a company that acquired it in October 2019 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	10396 RANCHO RD, LA MESA, CA 91941-7063
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Nov 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 1995
Deed Sale	Aug 28, 1995
Deed Document Number	1995379012
Last Transfer Date	Oct 11, 2019
Transfer Doc	0000546489
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10396 RANCHO RD, LA MESA, CA 91941-7063
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000447898
Date	Oct 8, 2019
Instrument	2019-0447898

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2019
Property Address	10396 RANCHO RD, LA MESA, CA 91941-7063
Document Number	0000546489
Instrument Date	Oct 11, 2019
Instrument	546489
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10396 RANCHO RD LA MESA CA 919417063, LA MESA, CA 91941-7063

Tax Assessment & Valuation

The 2025 property tax bill for 10396 Rancho Rd was $1,159 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$103,319 (+2%) Land $28,243 Building $75,076
2025	$1,159.00 Homeowner's exemption	$101,294 Land $27,690 Building $73,604
2023	$1,093.00 (+1.3%) Homeowner's exemption	$97,363 Land $26,616 Building $70,747
2022	$1,079.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10396 Rancho Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10396 Rancho Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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