10422 Whispering Hammock Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 10422 Whispering Hammock Dr, Riverview, FL 33578

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,108 sqft · built 2015
Lot Size	0.106 acres (4,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,000 (Apr 2024)
Tax Bill	$5,350 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077452-6414`

Property Details

APN / Parcel Number

Primary APN	`077452-6414`
Alternative APN	`U0531209XY000002000110`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,108 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	810 sqft
Upper Floors Area	1,298 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,600 sqft (0.106 acres)
Lot Dimensions	115 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0774526414
Street Address	10422 WHISPERING HAMMOCK DR
City	RIVERVIEW
State	FL
Zip	33578-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SANCTUARY PHASE 1 LOT 11 BLOCK 2
Legal Range	20E
Legal Township	31S
Legal Section	05
Legal Subdivision	SANCTUARY PHASE 1
Legal Phase	1
Legal Block	2
Legal Lot Number	11
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	2
Census Block	2041
Census Tract	13807

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10422 WHISPERING HAMMOCK DR, RIVERVIEW, FL 33578-3415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Dec 15, 2023	Warranty Deed, Transfer OS NATIONAL LLC
Oct 18, 2021	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Dec 15, 2023 · Amount on Record
Deed Document Number	2024155475
Prior Transfer Date	Oct 8, 2021
Prior Transfer Doc	0000526731
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 17, 2024
Property Address	10422 WHISPERING HAMMOCK DR, RIVERVIEW, FL 33578-3415
Document Number	0000155475
Map Reference	MB 123 PG 52-57
Instrument Date	Apr 16, 2024
Instrument	2024155475
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,443.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10422 WHISPERING HAMMOCK DR, RIVERVIEW, FL 33578-3415

Mortgage

Document Number	0000155476
Date	Apr 17, 2024
Instrument	2024155476

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0000155477
Date	Apr 17, 2024
Instrument	2024155477

Lender

Name	US BANK NA
Type	Bank
Address	TAMPA, FL 33619

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 15, 2023
Property Address	10422 WHISPERING HAMMOCK DR, RIVERVIEW, FL 33578-3415
Document Number	0000567283
Map Reference	MB 123 PG 52-57
Instrument Date	Dec 13, 2023
Instrument	2023567283
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,420.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3005 GEM LUSTER CT, VALRICO, FL 33594-5062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 18, 2021
Property Address	10422 WHISPERING HAMMOCK DR, RIVERVIEW, FL 33578-3415
Document Number	0000526731
Map Reference	MB 123 PG 52-57
Instrument Date	Oct 8, 2021
Instrument	2021526731
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	HILLSBOROUGH TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10422 WHISPERING HAMMOCK DR, RIVERVIEW, FL 33578-3415

Mortgage

Document Number	0000526732
Date	Oct 18, 2021
Instrument	2021526732

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,758 (-3.03%) Land $70,833 Building $208,925	$279,758 (-3.03%) Land $70,833 Building $208,925
2025	$5,350.00 (+76.92%) Homeowner's exemption	$288,486 (+68.14%) Land $76,282 Building $212,204	$288,486 (-0.33%) Land $76,282 Building $212,204
2023	$3,024.00 (+5.55%) Homeowner's exemption	$171,578 (+3%)	$289,447 (+7.87%) Land $73,558 Building $215,889
2022	$2,865.00 Homeowner's exemption	$166,581	$268,318 Land $65,384 Building $202,934

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	6 (2020–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Whispering Hammock Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures