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10420 Whispering Hammock Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 10420 Whispering Hammock Dr, Riverview, FL 33578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,800 sqft · built 2015
Lot Size0.119 acres (5,174 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Aug 2024)
Tax Bill$5,041 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Dec 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN077452-6412

Property Details

APN / Parcel Number

Primary APN077452-6412
Alternative APN
  • U0531209XY000002000100

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,800 sqft Living Area
Gross Area2,304 sqft
1st Floor Area810 sqft
2nd Floor Area1,620 sqft
Upper Floors Area180 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2020
Architectural StyleContemporary
Exterior MaterialMasonry/Stucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,174 sqft (0.119 acres)
Lot Dimensions129 ft deep x 40 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area64 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0774526412
Street Address10420 WHISPERING HAMMOCK DR
CityRIVERVIEW
StateFL
Zip33578-3415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionSANCTUARY PHASE 1 LOT 10 BLOCK 2
Legal Range20E
Legal Township31S
Legal Section05
Legal SubdivisionSANCTUARY PHASE 1
Legal Phase1
Legal Block2
Legal Lot Number10
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group2
Census Block2041
Census Tract13807

Owner

Source: Hillsborough County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2447 HIBISCUS BAY LN, BRANDON, FL 33511-1201
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2024Warranty Deed, Transfer · VA Mortgage
GARDNER FINANCIAL SERVICES LTD
Dec 29, 2023Warranty Deed, Transfer
OS NATIONAL LLC
Feb 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2024 · Amount on Record
Deed SaleAug 9, 2024 · Amount on Record
Prior SaleDec 29, 2023 · Amount on Record
Deed Document Number2024337475
Record UpdatedOct 29, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 9, 2024
Property Address10420 WHISPERING HAMMOCK DR, RIVERVIEW, FL 33578-3415
Document Number0000337475
Map ReferenceMB 123 PG 52-57
Instrument DateAug 8, 2024
Instrument2024337475
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address2447 HIBISCUS BAY LN, BRANDON, FL 33511-1201

Mortgage

Document Number0000337476
DateAug 9, 2024
Instrument2024337476
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 29, 2023
Property Address10420 WHISPERING HAMMOCK DR, RIVERVIEW, FL 33578-3415
Document Number0000587784
Map ReferenceMB 123 PG 52-57
Instrument DateDec 28, 2023
Instrument2023587784
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,262.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11767 SABAL SCRUB CT, RIVERVIEW, FL 33579-7757

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10420 WHISPERING HAMMOCK DR, RIVERVIEW, FL 33578-3415
Document Number0000107070
Instrument DateFeb 29, 2020
Transaction TypeMortgage
Record UpdatedMay 1, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10420 WHISPERING HAMMOCK DR RIVERVIEW FL 335783415, RIVERVIEW, FL 33578-3415

Mortgage

Document Number0000107070
DateMar 16, 2020
Instrument107070
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 15, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$267,513 (-3.27%) Land $78,898 Building $188,615$267,513 (-3.27%) Land $78,898 Building $188,615
2025$5,041.00 (+75.4%) Homeowner's exemption Veteran's exemption$276,548 (+69.69%) Land $84,967 Building $191,581$276,548 (-0.08%) Land $84,967 Building $191,581
2023$2,874.00 (+5.7%) Homeowner's exemption$162,976 (+3%)$276,756 (+7.76%) Land $81,933 Building $194,823
2022$2,719.00 Homeowner's exemption$158,229$256,831 Land $72,829 Building $184,002

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 in force
Nearby Flood Claims6 (2020–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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