10422 E Laurel Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 10422 E Laurel Rd, Chattaroy, WA 99003

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,836 sqft · built 1992
Lot Size	7.43 acres (323,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Sep 2007)
Tax Bill	$2,968 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48051.9011`

Property Details

APN / Parcel Number

Primary APN	`48051.9011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	323,651 sqft

Exterior Amenities

Deck Area	56 sqft
Patio Area	232 sqft
Canopy	267 sqft
Lean-To	200 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10422 E LAUREL RD
City	CHATTAROY
State	WA
Zip	99003-9723
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RT
Legal Description	05-28-44; E 272.41FT OF W 822.58FT OF GOV LT1 ALSO KNOWN AS PARCEL G ROS AFN 8108310050 BK25 PG78; TOG W/ E 137.09FT OF E 274.18FT OF W 550.17FT OF GOV LT1 ALSO KNOWN AS E 1/2 PARCEL F ROS AFN 8108310050 BK25 PG78; EXC RD.
Legal Range	44
Legal Township	28
Legal Section	05
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2018
Census Tract	10201

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10422 E LAUREL RD, CHATTAROY, WA 99003-9723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2007 · Amount on Record
Deed Sale	Sep 19, 2007 · Amount on Record
Deed Document Number	20075589534
Prior Transfer Date	Jul 26, 2007
Prior Transfer Doc	0005589531
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jul 6, 2026
Property Address	10422 E LAUREL RD, CHATTAROY, WA 99003-9723
Document Number	0007499599
Instrument Date	Jun 15, 2026
Instrument	20267499599
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10422 E LAUREL RD, CHATTAROY, WA 99003-9723

Mortgage

Document Number	0007499599,
Date	Jul 6, 2026
Instrument	20267499599

Lender

Name	WASHINGTON TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10422 E LAUREL RD, CHATTAROY, WA 99003-9723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006950528
Date	Aug 3, 2020
Instrument	6950528

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	DEER PARK, WA 99006

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,968.00 (-1.75%)	$397,610 (+19.48%) Land $104,010 Building $293,600	$397,610 (+19.48%) Land $104,010 Building $293,600
2025	$3,021.00 (+15.97%)
2024		$332,770 (+28.36%) Land $87,670 Building $245,100	$332,770 (+28.36%) Land $87,670 Building $245,100
2023	$2,605.00 (+7.03%)	$259,250 Land $67,950 Building $191,300	$259,250 Land $67,950 Building $191,300
2022	$2,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 64% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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