10014 E Laurel Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 10014 E Laurel Rd, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,186 sqft · built 1983
Lot Size	6.39 acres (278,566 sqft)
Owner	2 Individual Names on Record
Last Sale	$457,500 (Mar 2021)
Tax Bill	$5,114 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48051.9082`

Property Details

APN / Parcel Number

Primary APN	`48051.9082`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,186 sqft Living Area
Gross Area	4,626 sqft
1st Floor Area	1,089 sqft
2nd Floor Area	2,097 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	278,566 sqft
Garage Type	Attached
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	144 sqft
Deck Area	270 sqft
Patio Area	270 sqft
Canopy	270 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	10014 E LAUREL RD
City	CHATTAROY
State	WA
Zip	99003-8736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	05-28-44: THE EAST HALF OF THE WEST HALF OF GOVERNMENT LOT 2, EXCEPT LAUREL ROAD ON THE NORTHERLY EDGE OF SAID PREMISES; TOGETHER WITH THAT PART OF GOVERNMENT LOT 2 DESCRIBED AS FOLLOWS; BEGINNING AT THE SOUTHWEST CORNER OF SAID PROPERTY, THENCE N412
Legal Range	44
Legal Township	28
Legal Section	05
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2018
Census Tract	10201

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10014 E LAUREL RD, CHATTAROY, WA 99003-8736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 19, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Deed Document Number	20217049900
Prior Transfer Date	Jun 7, 2018
Prior Transfer Doc	0006717096
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10014 E LAUREL RD, CHATTAROY, WA 99003-8736
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007174299
Date	Jan 24, 2022
Instrument	7174299

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10014 E LAUREL RD, CHATTAROY, WA 99003-8736
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007310379
Date	Sep 27, 2023
Instrument	7310379

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Feb 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 19, 2021
Property Address	10014 E LAUREL RD, CHATTAROY, WA 99003-8736
Document Number	0007049900
Instrument Date	Jan 5, 2021
Instrument	7049900
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10014 E LAUREL RD, CHATTAROY, WA 99003-8736

Mortgage

Document Number	0007049901
Date	Mar 19, 2021
Instrument	7049901

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 18, 2018
Property Address	10014 E LAUREL RD, CHATTAROY, WA 99003-8736
Document Number	0006717096
Instrument Date	Jun 7, 2018
Instrument	6717096
Transaction Type	Transfer
Record Updated	Apr 27, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10014 E LAUREL RD CHATTAROY WA 990038736, CHATTAROY, WA 99003-8736

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,114.00 (-1.97%)	$579,310 (-3.89%) Land $96,810 Building $482,500	$579,310 (-3.89%) Land $96,810 Building $482,500
2025	$5,217.00 (+11.24%)
2024		$602,730 (+26.43%) Land $79,830 Building $522,900	$602,730 (+26.43%) Land $79,830 Building $522,900
2023	$4,690.00 (+5.51%)	$476,740 Land $61,340 Building $415,400	$476,740 Land $61,340 Building $415,400
2022	$4,445.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 63% of Washington
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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