La Plata County property record for 1042 Waterfall Ln, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,003 sqft · built 2004 |
| Lot Size | 0.314 acres (13,678 sqft) |
| Owner | Company Name on File |
| Last Sale | $750,000 (Jun 2021) |
| Tax Bill | $2,971 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5597-284-02-027 |
| Primary APN | 5597-284-02-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,003 sqft Living Area |
| Gross Area | 2,487 sqft |
| 1st Floor Area | 2,003 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Lot Area | 13,678 sqft (0.314 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 205 sqft |
| Deck Area | Deck Area |
| Patio Area | 165 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R417594 |
|---|---|
| Street Address | 1042 WATERFALL LN |
| City | DURANGO |
| State | CO |
| Zip | 81301-3741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: WATERFALL VILLAGE P1 BLOCK: 0 LOT: 27 WATERFALL VILLAGE PUD PHASE, III - PROJ 93-242 1042 WATERFALL LN DURANGO 81301 |
| Legal Subdivision | WATERFALL VILLAGE P1 |
| Legal Block | 3 |
| Legal Lot Number | 27 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 970703 |
Source: La Plata County records · APN 5597-284-02-027
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1042 WATERFALL LN, DURANGO, CO 81301-3741 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 08, 2021 | Intrafamily Transfer, Transfer |
| Jun 16, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 04, 2019 | Loan Modification, Mortgage NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2021 · Amount on Record |
| Deed Sale | Jun 16, 2021 · Amount on Record |
| Prior Sale | Nov 21, 2013 · Amount on Record |
| Deed Document Number | 20211194266 |
| Last Transfer Date | Nov 21, 2021 |
| Transfer Doc | 0001203510 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Dec 08, 2021 |
| Property Address | 1042 WATERFALL LN, DURANGO, CO 81301-3741 |
| Document Number | 0001203510 |
| Map Reference | DOC 669297 |
| Instrument Date | Nov 21, 2021 |
| Instrument | 1203510 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1042 WATERFALL LN, DURANGO, CO 81301-3741 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jun 16, 2021 |
| Property Address | 1042 WATERFALL LN, DURANGO, CO 81301-3741 |
| Document Number | 0001194266 |
| Map Reference | DOC 669297 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 1194266 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7166 S ACOMA CIR, LITTLETON, CO 80120-5201 |
| Document Number | 0001194267 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 1194267 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 1042 WATERFALL LN, DURANGO, CO 81301-3741 |
| Document Number | 0001161263 |
| Instrument Date | Sep 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1042 WATERFALL LN DURANGO CO 813013741, DURANGO, CO 81301-3741 |
Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,810 (-0.19%) Land $13,910 Building $38,900 | $846,630 (-) Land $222,940 Building $623,690 | |
| 2025 | $2,971.00 (+49.67%) | $52,910 (+15.6%) Land $13,930 Building $38,980 | $846,630 (+23.95%) Land $222,940 Building $623,690 |
| 2023 | $1,985.00 (+32.6%) | $45,770 (+34.07%) Land $10,230 Building $35,540 | $683,060 (+39.03%) Land $152,650 Building $530,410 |
| 2022 | $1,497.00 | $34,140 Land $7,190 Building $26,950 | $491,300 Land $103,500 Building $387,800 |
Source: FEMA National Flood Hazard Layer, La Plata County (08067C), as of April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 3 (1981–2014) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2014 · other causes |
| Wildfire Risk | High above 79% of the US · above 81% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 61 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CO0134150, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DURANGO serves 33,787 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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