1042 Timbervale Trl, Clermont, FL 34715 Property Records

Lake County property record for 1042 Timbervale Trl, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,296 sqft · built 2015
Lot Size	0.15 acres (6,550 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Nov 2024)
Tax Bill	$4,515 (2024)
Deeds & Mortgages	Aug 2022 Transfer Oct 2017 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-22-26-0200-000-06800`

Property Details

APN / Parcel Number

Primary APN	`15-22-26-0200-000-06800`
Alternative APN	`3894227`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,296 sqft Living Area
1st Floor Area	2,296 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	6,550 sqft (0.15 acres)
Garage Type	Finished
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	527 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3894227
Street Address	1042 TIMBERVALE TRL
City	CLERMONT
State	FL
Zip	34715-0013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND RANCH ESPLANADE PHASE 1 PB 66 PG 31-36 LOT 68 ORB 6436 PG 961
Legal Section	15
Legal Subdivision	HIGHLAND RANCH ESPLANADE
Legal Phase	1
Legal Tract	200
Legal Lot Number	68
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1003
Census Tract	31319

Owner

1042 Timbervale Trl is owned and occupied by an individual who bought it in November 2024.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1042 TIMBERVALE TRL, CLERMONT, FL 34715-0013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 27, 2017	Deed of Trust, Mortgage · Reverse Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 18, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on File
Deed Sale	Nov 26, 2024 · Amount on File
Prior Sale	Aug 26, 2022
Deed Document Number	2024138371
Deed Book / Page	6436 / 961
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Aug 26, 2022
Property Address	1042 TIMBERVALE TRL, CLERMONT, FL 34715-0013
Document Number	0060142100
Book / Page	6014 / 2100
Map Reference	MB 66 PG 31
Instrument Date	Aug 24, 2022
Instrument	2022115948
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1042 TIMBERVALE TRL, CLERMONT, FL 34715-0013

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1042 TIMBERVALE TRL, CLERMONT, FL 34715-0013

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1042 TIMBERVALE TRL, CLERMONT, FL 34715-0013
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PREFERRED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050190047
Date	Oct 27, 2017
Book Page	5019/0047
Instrument	2017114922

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	943 Months
Due	May 22, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.68%
Type Change Date	Nov 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	LIBOR

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1042 TIMBERVALE TRL, CLERMONT, FL 34715-0013
Document Number	0050190063
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	PREFERRED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1042 TIMBERVALE TRL CLERMONT FL 347150013, CLERMONT, FL 34715-0013

Mortgage

Document Number	0050190063
Date	Oct 27, 2017
Book Page	005019/000063
Instrument	114923

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	948 Months
Due	Oct 26, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.68%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$349,644 Land $140,000 Building $209,644	$493,334 Land $140,000 Building $353,334
2024	$4,515.00 (+1.9%)
2023	$4,431.00 (+3.05%) Homeowner's exemption	$296,730 (+3%)	$436,552 (+8.99%) Land $98,000 Building $338,552
2022	$4,300.00 Homeowner's exemption	$288,090	$400,538 Land $82,500 Building $318,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1042 Timbervale Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1042 Timbervale Trl is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Hotwire Communications, Verizon.

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