1042 Pinebreeze St, Starke, FL 32091 Property Records

Bradford County property record for 1042 Pinebreeze St, Starke, FL 32091

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,527 sqft · built 2004
Lot Size	0.238 acres (10,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,367 (2025)
Deeds & Mortgages	Mar 2019 Loan Modification
Flood Zone	Zone A (high risk)
APN	`04394-E-01600`

Property Details

APN / Parcel Number

Primary APN	`04394-E-01600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,527 sqft Heated Area
Gross Area	1,663 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,400 sqft (0.238 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1042 PINEBREEZE ST
City	STARKE
State	FL
Zip	32091-4340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 6S 22 LOT 16 BLK 5 SOUTHGATE REPLAT
Legal Range	22E
Legal Township	06S
Legal Section	33
Legal Subdivision	SOUTHGATE REP
Legal Block	5
Legal Lot Number	16
Jurisdiction	BRADFORD FL
Township / Civil Division	STARKE
Census Block Group	3
Census Block	3014
Census Tract	100

Owner

1042 Pinebreeze St is owned and occupied by two individuals who acquired it in November 2017.

Source: Bradford County records, as of December 18, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	1042 PINEBREEZE ST, STARKE, FL 32091-4340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2017
Deed Sale	Nov 2, 2017
Record Updated	Jun 8, 2026

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BRADFORD FL
Property Address	1042 PINEBREEZE ST, STARKE, FL 32091-4340
Document Number	0004005936
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 PINEBREEZE ST STARKE FL 320914340, STARKE, FL 32091-4340

Mortgage

Document Number	0004005936
Date	Jul 11, 2019
Book Page	001798/000216
Instrument	4005936

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	456 Months
Due	Jul 10, 2057

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1042 Pinebreeze St was $1,367 with a homeowner's exemption, up 3.9% from the year before.

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Municipality	Starke City
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,367.00 (+3.88%) Homeowner's exemption	$112,063 (+2.9%)	$192,754 (+4.71%) Land $28,000 Building $164,754
2024	$1,316.00 (+2.41%) Homeowner's exemption	$108,905 (+3%)	$184,083 (+10.2%) Land $28,000 Building $156,083
2023	$1,285.00 (+4.56%) Homeowner's exemption	$105,733 (+3%)	$167,040 (+24.96%) Land $20,000 Building $147,040
2022	$1,229.00 Homeowner's exemption	$102,653	$133,675 Land $12,000 Building $121,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1042 Pinebreeze St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	20 (1980–2024)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Debby, Jun 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1042 Pinebreeze St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STARKE serves 6,800 people · EPA ID FL2040211
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20