Bradford County property record for 1038 Pinebreeze St, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,736 sqft · built 1984 |
| Lot Size | 0.478 acres (20,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,235 (Jan 2019) |
| Tax Bill | $2,557 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04394-E-01400 |
| Primary APN | 04394-E-01400 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,736 sqft Living Area |
| Gross Area | 3,957 sqft |
| 1st Floor Area | 2,736 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,800 sqft (0.478 acres) |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Porch | Finished Screened Porch |
| Patio Area | 135 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1038 PINEBREEZE ST |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-4340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33 6S 22 LOTS 13-14 BLK 5 SOUTHGATE S/D |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 33 |
| Legal Subdivision | SOUTHGATE |
| Legal Block | 5 |
| Legal Lot Number | 13-14 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 100 |
1038 Pinebreeze St is owned and occupied by two individuals who bought it in January 2019.
Source: Bradford County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1038 PINEBREEZE ST, STARKE, FL 32091-4340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 29, 2019 | Quit Claim Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC |
| Oct 24, 2017 | Loan Modification, Mortgage · Conventional with PMI VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2019 · Amount on File |
| Deed Sale | Jan 29, 2019 · Amount on File |
| Prior Sale | Jan 29, 2019 · Amount on File |
| Deed Document Number | 20194000746 |
| Deed Book / Page | 1774 / 281 |
| Prior Transfer Date | Jan 17, 2019 |
| Prior Transfer Doc | 0004000746 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 1038 PINEBREEZE ST, STARKE, FL 32091-4340 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1038 PINEBREEZE ST, STARKE, FL 32091-4340 |
| Document Number | 1898/456 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 1898/456 |
| Instrument | 202104003762 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Feb 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Jan 29, 2019 |
| Property Address | 1038 PINEBREEZE ST, STARKE, FL 32091-4340 |
| Document Number | 0004000746 |
| Book / Page | 1774 / 281 |
| Map Reference | MB 3 PG 1 |
| Instrument Date | Jan 17, 2019 |
| Instrument | 201904000746 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $387.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1038 PIEBREEZE STREET, STARKE, FL 32091-4340 |
| Document Number | 0004000747 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 201904000747 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 1038 PINEBREEZE ST, STARKE, FL 32091-4340 |
| Document Number | 0004010296 |
| Book / Page | 001708 / 000408 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1038 PINEBREEZE ST STARKE FL 320914340, STARKE, FL 32091-4340 |
| Document Number | 0004010296 |
|---|---|
| Date | Nov 14, 2017 |
| Book Page | 001708/000408 |
| Instrument | 4010296 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 13, 2047 |
The 2025 property tax bill for 1038 Pinebreeze St was $2,557 with a homeowner's exemption, up 3.4% from the year before.
Source: Bradford County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,557.00 (+3.35%) Homeowner's exemption | $171,486 (+2.9%) | $240,683 (+6.26%) Land $37,000 Building $203,683 |
| 2024 | $2,474.00 (+1.35%) Homeowner's exemption | $166,653 (+3%) | $226,504 (+7.77%) Land $37,000 Building $189,504 |
| 2023 | $2,441.00 (+3.52%) Homeowner's exemption | $161,799 (+3%) | $210,171 (+17.12%) Land $29,000 Building $181,171 |
| 2022 | $2,358.00 Homeowner's exemption | $157,086 | $179,455 Land $19,500 Building $159,955 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1038 Pinebreeze St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 20 (1980–2024) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1038 Pinebreeze St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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