St. Charles County property record for 1042 Pebble Beach Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,777 sqft · built 2000 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Mar 2014) |
| Tax Bill | $5,110 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | T002400322 |
| Primary APN | T002400322 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,777 sqft Living Area |
| Gross Area | 4,765 sqft |
| 1st Floor Area | 2,777 sqft |
| Basement Area | 1,488 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T002400322 |
|---|---|
| Street Address | 1042 PEBBLE BEACH DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-5588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK #6 LOT 309 |
| Legal Subdivision | TURTLE CREEK #6 |
| Legal Lot Number | 309 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311712 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1042 PEBBLE BEACH DR, O FALLON, MO 63366-5588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · VA Mortgage FLAT BR MTG |
| Feb 14, 2020 | Deed of Trust, Mortgage · Line of Credit TOGETHER CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2014 · Amount on Record |
| Deed Sale | Mar 5, 2014 · Amount on Record |
| Prior Sale | Dec 10, 2008 · Amount on Record |
| Deed Document Number | 2014107600 |
| Deed Book / Page | 6159 / 1001 |
| Prior Transfer Date | Feb 28, 2014 |
| Prior Transfer Doc | 0061590999 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1042 PEBBLE BEACH DR, O FALLON, MO 63366-5588 |
| Document Number | 0000008162 |
| Instrument Date | Jan 20, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1042 PEBBLE BEACH DR O FALLON MO 633665588, O FALLON, MO 63366-5588 |
| Document Number | 0000008162 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 8162 |
| Name | FLAT BR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1042 PEBBLE BEACH DR, O FALLON, MO 63366-5588 |
| Document Number | 0072370125 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1042 PEBBLE BEACH DR O FALLON MO 633665588, O FALLON, MO 63366-5588 |
| Document Number | 0072370125 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 007237/000125 |
| Instrument | 115750 |
| Name | TOGETHER CU |
|---|---|
| Address | SAINT LOUIS, MO 63118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 24, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,116 (-) | $447,977 (-) Land $80,002 Building $367,975 | |
| 2025 | $85,116 (+9.9%) | $447,977 (+9.9%) Land $80,002 Building $367,975 | |
| 2024 | $5,110.00 | ||
| 2023 | $77,446 | ||
| 2022 | $407,612 Land $65,000 Building $342,612 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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