St. Charles County property record for 1038 Pebble Beach Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,572 sqft · built 2000 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $257,900 (Jun 2006) |
| Tax Bill | $4,940 (2024) |
| Deeds & Mortgages | May 2026 Sale Oct 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T002400323 |
| Primary APN | T002400323 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,572 sqft Living Area |
| Gross Area | 4,641 sqft |
| 1st Floor Area | 2,053 sqft |
| Basement Area | 2,026 sqft |
| Finished Basement | 1,519 sqft |
| Unfinished Basement | 507 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 562 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | Deck Area |
| Patio Area | 178 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T002400323 |
|---|---|
| Street Address | 1038 PEBBLE BEACH DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-5588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK #6 LOT 310 |
| Legal Subdivision | TURTLE CREEK #6 |
| Legal Lot Number | 310 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311712 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1038 PEBBLE BEACH DR, O FALLON, MO 63366-5588 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 5, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 5, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS |
| Dec 17, 2019 | Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2006 · Amount on Record |
| Deed Sale | Jun 2, 2006 · Amount on Record |
| Prior Sale | May 26, 2005 · Amount on Record |
| Deed Document Number | 2006461450 |
| Deed Book / Page | 4497 / 997 |
| Last Transfer Date | Jan 20, 2007 |
| Transfer Doc | 0046750998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 5, 2026 |
| Property Address | 1038 PEBBLE BEACH DR, O FALLON, MO 63366-5588 |
| Document Number | 0000020983 |
| Instrument Date | May 5, 2026 |
| Instrument | 202620983 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 1038 PEBBLE BEACH DR, O FALLON, MO 63366-5588 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1038 PEBBLE BEACH DR, O FALLON, MO 63366-5588 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1038 PEBBLE BEACH DR, O FALLON, MO 63366-5588 |
| Document Number | 2021R082945 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021R-082945 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 17, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1038 PEBBLE BEACH DR, O FALLON, MO 63366-5588 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067010656 |
|---|---|
| Date | Feb 17, 2017 |
| Book Page | 6701/0656 |
| Instrument | 20170217000104830 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1038 PEBBLE BEACH DR, O FALLON, MO 63366-5588 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1038 PEBBLE BEACH DR, O FALLON, MO 63366-5588 |
| Document Number | 0073812442 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 7381/2442 |
| Instrument | 20200826000622680 |
| Name | CENTRAL BANK OF ST LOUIS |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1038 PEBBLE BEACH DR, O FALLON, MO 63366-5588 |
| Document Number | 0072032257 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1638 PEBBLE BEACH DR O FALLON MO 63366, O FALLON, MO 63366 |
| Document Number | 0072032257 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 007203/002257 |
| Instrument | 738140 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105-1809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 22, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,779 (-) | $404,102 (-) Land $80,002 Building $324,100 | |
| 2025 | $76,779 (+2.58%) | $404,102 (+2.58%) Land $80,002 Building $324,100 | |
| 2024 | $4,940.00 | ||
| 2023 | $74,850 | ||
| 2022 | $393,948 Land $65,000 Building $328,948 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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