Monterey County property record for 1042 Ocean Rd, Pebble Beach, CA 93953
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,948 sqft · built 2006 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Trust Name on File |
| Last Sale | $950,000 (Oct 2000) |
| Tax Bill | $12,329 (2025) |
| Deeds & Mortgages | Aug 2022 Reverse Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-321-003-000 |
| Primary APN | 007-321-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,948 sqft Living Area |
| 1st Floor Area | 2,948 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 9,600 sqft (0.22 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 007-321-003 |
|---|---|
| Street Address | 1042 OCEAN RD |
| City | PEBBLE BEACH |
| State | CA |
| Zip | 93953-2749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTEREY PENINSULA COUNTRY CLUB 2 LOT 3 BLK 214 |
| Legal Subdivision | MONTEREY PENINSULA COUNTRY CLUB 2 |
| Legal Block | 214 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 11902 |
1042 Ocean Rd is owner-occupied and held in a trust since April 2015.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1042 OCEAN RD, PEBBLE BEACH, CA 93953-2749 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| May 10, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2000 · Amount on File |
| Deed Sale | Oct 31, 2000 · Amount on File |
| Deed Document Number | 200071081 |
| Last Transfer Date | Apr 15, 2015 |
| Transfer Doc | 0000022260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1042 OCEAN RD, PEBBLE BEACH, CA 93953-2749 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1042 OCEAN RD, PEBBLE BEACH, CA 93953-2749 |
| Document Number | 0000035879 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2022035879 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 907 Months |
| Due | Mar 7, 2098 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 1042 OCEAN RD, PEBBLE BEACH, CA 93953-2749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0000020288 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 2018020288 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1042 Ocean Rd was $12,329 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pacific Grove Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,065,901 (+2%) Land $211,793 Building $854,108 | |
| 2025 | $12,329.00 Homeowner's exemption | $1,045,002 Land $207,641 Building $837,361 |
| 2023 | $11,864.00 (+2.36%) Homeowner's exemption | $1,004,426 Land $199,579 Building $804,847 |
| 2022 | $11,590.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1042 Ocean Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1042 Ocean Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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