1038 Ocean Rd, Pebble Beach, CA 93953 Property Records

Monterey County property record for 1038 Ocean Rd, Pebble Beach, CA 93953 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,799 sqft · built 1963
Lot Size	0.247 acres (10,800 sqft)
Owner	Trust Name on File
Last Sale	$965,000 (Apr 2015)
Tax Bill	$13,663 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-321-002-000`

Property Details

APN / Parcel Number

Primary APN	`007-321-002-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,799 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Other
Construction Type	Wood
Lot Area	10,800 sqft (0.247 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1038 OCEAN RD
City	PEBBLE BEACH
State	CA
Zip	93953-2749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEREY PENINSULA COUNTRY CLUB 2 LOT 2 BLK 214
Legal Subdivision	MONTEREY PENINSULA COUNTRY CLUB 2
Legal Block	214
Legal Lot Number	2
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1018
Census Tract	11902

Owner

Source: Monterey County records · APN 007-321-002-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	1038 OCEAN RD, PEBBLE BEACH, CA 93953-2749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 21, 2018	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Aug 23, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Oct 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2015 · Amount on Record
Deed Sale	Apr 22, 2015 · Amount on Record
Prior Sale	Apr 22, 2015
Deed Document Number	0000020769
Last Transfer Date	Oct 24, 2017
Transfer Doc	0000059350
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1038 OCEAN RD, PEBBLE BEACH, CA 93953-2749
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 OCEAN RD, PEBBLE BEACH, CA 93953-2749

Mortgage

Document Number	0000044787
Date	Dec 01, 2025
Instrument	2025044787

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1038 OCEAN RD, PEBBLE BEACH, CA 93953-2749
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027301
Date	Jun 21, 2018
Instrument	2018027301

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 01, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	10.7%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1038 OCEAN RD, PEBBLE BEACH, CA 93953-2749
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037278
Date	Aug 23, 2018
Instrument	2018037278

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1038 OCEAN RD, PEBBLE BEACH, CA 93953-2749
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CHICAGO TITLE COMPANY SALINA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027742
Date	Jun 11, 2020
Instrument	2020027742

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 24, 2017
Property Address	1038 OCEAN RD, PEBBLE BEACH, CA 93953-2749
Document Number	0000059350
Instrument Date	Oct 20, 2017
Instrument	59350
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1038 OCEAN RD PEBBLE BEACH CA 939532749, PEBBLE BEACH, CA 93953-2749

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$13,663.00 (+4.25%)	$1,159,776 (+4.04%) Land $841,290 Building $318,486
2023	$13,106.00 (+2.33%)	$1,114,743 Land $808,623 Building $306,120
2022	$12,807.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530119021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022, rainfall accumulation

Wildfire

Wildfire Risk	Low above 3% of the US · above 2% of California
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 232 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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