Anne Arundel County property record for 1042 Oak Tree Ln, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,686 sqft · built 1987 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Apr 2025) |
| Tax Bill | $6,034 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2017 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165-32484900 |
| Primary APN | 03-165-32484900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,686 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Basement Area | 714 sqft |
| Finished Basement | 714 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Porch | Open Porch |
| Porch Area | 204 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 16532484900 |
|---|---|
| Street Address | 1042 OAK TREE LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-5011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 13 BK QQ PL 3 CAPE ST CLAIRE |
| Legal Subdivision | CAPE ST CLAIRE |
| Legal Block | |
| Legal Lot Number | 13 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 731003 |
1042 Oak Tree Ln is owned and occupied by two individuals who bought it in April 2025.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1042 OAK TREE LN, ANNAPOLIS, MD 21409-5011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST ARIZONA MORTGAGE LLC |
| Feb 9, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED STATES OF AMERICA |
| May 1, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2025 · Amount on File |
| Deed Sale | Apr 23, 2025 · Amount on File |
| Prior Sale | Dec 29, 1998 |
| Deed Book / Page | 41266 / 17 |
| Prior Transfer Date | Apr 19, 2021 |
| Prior Transfer Doc | 0366710341 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 20, 2026 |
| Property Address | 1042 OAK TREE LN, ANNAPOLIS, MD 21409-5011 |
| Document Number | 4236000329 |
| Book / Page | 42364 / 329 |
| Instrument Date | May 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1042 OAK TREE LN, ANNAPOLIS, MD 21409-5011 |
| Document Number | 4236000329, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 42364/329 |
| Name | FIRST ARIZONA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1042 OAK TREE LN, ANNAPOLIS, MD 21409-5011 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0306260484 |
|---|---|
| Date | Feb 9, 2017 |
| Book Page | 30626/484 |
| Instrument | 30626-484 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | LAUREL, MD 20707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Jan 16, 2022 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 1, 2021 |
| Property Address | 1042 OAK TREE LN, ANNAPOLIS, MD 21409-5011 |
| Document Number | 0366710341 |
| Book / Page | 36671 / 341 |
| Map Reference | MB 21 FO 45 |
| Instrument Date | Apr 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1042 OAK TREE LN, ANNAPOLIS, MD 21409-5011 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1042 Oak Tree Ln was $6,034, up 48.4% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,533 (+5.35%) | $531,200 (-) Land $240,000 Building $291,200 | |
| 2025 | $6,034.00 (+48.36%) | $479,867 | $531,200 Land $240,000 Building $291,200 |
| 2024 | $4,067.00 (+26.19%) | ||
| 2023 | $3,223.00 Homeowner's exemption | $447,367 | $454,200 Land $230,000 Building $224,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1042 Oak Tree Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1978–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1042 Oak Tree Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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