Anne Arundel County property record for 1037 Oak Tree Ln, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,443 sqft · built 1956 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Jun 2021) |
| Tax Bill | $9,128 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2021 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-165-06350490 |
| Primary APN | 03-165-06350490 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,443 sqft Living Area |
| Gross Area | 4,307 sqft |
| 1st Floor Area | 1,667 sqft |
| Utility Area | 432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 18,000 sqft (0.413 acres) |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Breezeway |
| Porch Area | 36 sqft |
| Breezeway | Breezeway |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 16506350490 |
|---|---|
| Street Address | 1037 OAK TREE LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-5011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 3 4 BK PP PL 3 CAPE ST CLAIRE |
| Legal Subdivision | CAPE ST CLAIRE |
| Legal Block | PP |
| Legal Lot Number | 3 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 731003 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1037 OAK TREE LN, ANNAPOLIS, MD 21409-5011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SHORE UNITED BANK NA |
| Jun 9, 2021 | Special Warranty Deed, Construction Loan · Construction Mortgage SEVERN SAVINGS BANK FSB |
| Apr 22, 2020 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2021 · Amount on Record |
| Deed Sale | Jun 9, 2021 · Amount on Record |
| Prior Sale | Apr 22, 2020 · Amount on Record |
| Deed Book / Page | 36947 / 391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1037 OAK TREE LN, ANNAPOLIS, MD 21409-5011 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | MID MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 1037 OAK TREE LN, ANNAPOLIS, MD 21409-5011 |
| Document Number | 0381390356 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 38139/356 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Address | EASTON, MD 21601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 9, 2021 |
| Property Address | 1037 OAK TREE LN, ANNAPOLIS, MD 21409-5011 |
| Document Number | 0369470391 |
| Book / Page | 36947 / 391 |
| Map Reference | MB 21 FO 45 |
| Instrument Date | Sep 8, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 10, 2022 |
| Title Company | NOT AVAILABLE, CERTIFIED TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1037 OAK TREE LN, ANNAPOLIS, MD 21409-5011 |
| Document Number | 0036947395 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 36947/395 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 365 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 22, 2020 |
| Property Address | 1037 OAK TREE LN, ANNAPOLIS, MD 21409-5011 |
| Document Number | 0344730306 |
| Book / Page | 034473 / 000306 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | May 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $255.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 1037 OAK TREE LN ANNAPOLIS MD 214095011, ANNAPOLIS, MD 21409-5011 |
| Investor | Possibly a Property Investor |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $813,267 (+22.4%) | $862,500 (+20.66%) Land $267,000 Building $595,500 | |
| 2025 | $9,128.00 (+25.82%) | ||
| 2023 | $7,255.00 | $664,433 | $714,800 Land $257,000 Building $457,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (1978–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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