Clay County property record for 1042 Mitchell St, Celina, TN 38551
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,184 sqft · built 1910 |
| Lot Size | 2.36 acres (102,802 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Apr 2026) |
| Tax Bill | $1,351 (2022) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Mar 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014042O A 00200 |
| Primary APN | 014042O A 00200 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 1,116 sqft |
| Upper Floors Area | 984 sqft |
| Basement Area | 660 sqft |
| Finished Basement | 84 sqft |
| Unfinished Basement | 576 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 102,802 sqft (2.36 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 312 sqft |
| Utility Building | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1042 MITCHELL ST |
|---|---|
| City | CELINA |
| State | TN |
| Zip | 38551-4041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: C01 |
| Jurisdiction | CLAY TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 955000 |
Source: Clay County records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1042 MITCHELL ST, CELINA, TN 38551-4041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Apr 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Mar 26, 2018 | Deed of Trust, Mortgage · Line of Credit MACON BANK & TRUST COMPANY |
| Mar 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MACON BANK & TRUST |
| May 30, 2024 | Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on Record |
| Deed Sale | Apr 9, 2026 · Amount on Record |
| Prior Sale | May 30, 2025 · Amount on Record |
| Deed Document Number | 2026519 |
| Deed Book / Page | 131 / 366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY TN |
| Recording Date | Apr 9, 2026 |
| Property Address | 1042 MITCHELL ST, CELINA, TN 38551-4041 |
| Document Number | 0000000519 |
| Book / Page | 131 / 366 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 2026519 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2026 |
| Title Company | TRI-COUNTY LAND TITLE AND ESCROW, TN COUNTY LAND TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156,954.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1042 MITCHELL ST, CELINA, TN 38551-4041 |
| Document Number | 0000000520, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 2026520 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY TN |
| Property Address | 1042 MITCHELL ST, CELINA, TN 38551-4041 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0TD147/518 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | TD147/518 |
| Instrument | 18000270 |
| Name | MACON BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | RED BOILING SPRINGS, TN 37150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 23, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY TN |
| Property Address | 1042 MITCHELL ST, CELINA, TN 38551-4041 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000143/189 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 143/189 |
| Instrument | 17000220 |
| Name | MACON BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY TN |
| Property Address | 1042 MITCHELL ST, CELINA, TN 38551-4041 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1042 MITCHELL ST, CELINA, TN 38551-4041 |
| Document Number | 00TD479/95 |
|---|---|
| Date | May 30, 2024 |
| Book Page | TD479/95 |
| Instrument | 24000534 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40299 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 1, 2054 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Clay County |
| Municipality | Celina City |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54,925 (+5.68%) Land $9,150 Building $45,775 | ||
| 2023 | $51,975 (-) Land $6,200 Building $45,775 | ||
| 2022 | $1,351.00 | $51,975 Land $6,200 Building $45,775 | $219,700 Land $36,600 Building $183,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CELINA WATER SYSTEM serves 6,160 people · EPA ID TN0000099 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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