Clay County property record for 1041 Mitchell St, Celina, TN 38551 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1965 |
| Square Footage | 936 sqft Living Area |
| Lot Size | 11,070 sqft (0.254 acres) |
| Garage | Mixed, 616 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $105,000 (2026) |
| Primary APN | 014042O B 00600 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 936 sqft Living Area |
| 1st Floor | 936 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Siding Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 11,070 sqft (0.254 acres) |
| Depth X Width | 135 ft x 82 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 616 sqft Garage |
| Porch Area | 84 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | None Cooling |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1041 MITCHELL ST |
|---|---|
| City | CELINA |
| State | TN |
| Zip | 38551-4046 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: C01 |
| Legal Subdivision | OLD RAY HAY HOUSE |
| Jurisdiction | CLAY TN |
| Minor Civil Division | 3 |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 955000 |
Source: Clay County records · APN 014042O B 00600
Assessment roll updated January 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1041 MITCHELL ST, CELINA, TN 38551-4046 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 21, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 25, 2025 | Deed of Trust, Mortgage · Line of Credit MACON BANK & TRUST COMPANY |
| Feb 19, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Oct 12, 2023 | Warranty Deed, Transfer |
| Aug 14, 2023 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Prior Sale | Oct 12, 2023 · Amount on Record |
| Deed Doc Number | 2026201 |
| Deed Book / Page | 130 / 603 |
| Prior Transfer Date | Aug 02, 2023 |
| Prior Transfer Doc | 0WD123/626 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY TN |
| Property Address | 1041 MITCHELL ST, CELINA, TN 38551-4046 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1334 RIVER AVE, CELINA, TN 38551-4152 |
| Document Number | 00TD177/69 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | TD177/69 |
| Instrument | 23001454 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | CELINA, TN 38551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 15, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY TN |
| Property Address | 1041 MITCHELL ST, CELINA, TN 38551-4046 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1041 MITCHELL ST, CELINA, TN 38551-4046 |
| Document Number | 0TD185/166 |
|---|---|
| Date | Jul 25, 2025 |
| Book Page | TD185/166 |
| Instrument | 25000831 |
| Name | MACON BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | CELINA, TN 38551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY TN |
| Recording Date | Feb 19, 2026 |
| Property Address | 1041 MITCHELL ST, CELINA, TN 38551-4046 |
| Document Number | 0WD130/603 |
| Book / Page | WD130 / 603 |
| Instrument Date | Feb 17, 2026 |
| Instrument | 26000201 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | CEDAR CITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1041 MITCHELL ST, CELINA, TN 38551-4046 |
| Document Number | 0026000202 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 26000202 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY TN |
| Recording Date | Oct 12, 2023 |
| Property Address | 1041 MITCHELL ST, CELINA, TN 38551-4046 |
| Document Number | 0WD124/292 |
| Book / Page | WD124 / 292 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 23001277 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $92.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 GREEN ST, CELINA, TN 38551-4168 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY TN |
| Recording Date | Aug 14, 2023 |
| Property Address | 1041 MITCHELL ST, CELINA, TN 38551-4046 |
| Document Number | 0WD123/626 |
| Book / Page | WD123 / 626 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 23000988 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $92.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1042 MITCHELL ST, CELINA, TN 38551-4041 |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Clay County |
| Municipality | Celina City |
| Unified School District | Clay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,275 (-) Land $1,750 Building $7,525 | ||
| 2023 | $9,275 (-) Land $1,750 Building $7,525 | ||
| 2022 | $241.00 | $9,275 Land $1,750 Building $7,525 | $37,100 Land $7,000 Building $30,100 |
Source: FEMA National Flood Hazard Layer, Clay County (47027C), updated September 29, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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