St. Clair County property record for 1042 Mill St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,058 sqft |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Jun 2014) |
| Tax Bill | $2,568 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-01-141-0008-000 |
| Primary APN | 74-01-141-0008-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,058 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 323 ft deep x 83 ft wide |
| Garage Area | 836 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1042 MILL ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 8 & PART OF PARK LYING BETW N & S LINES EXTD E TO A LINE BEG N 79D 54 1/2M W 40.55' FROM SW COR LOT 1, TH NW TO A PTE S |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | HEATH SUBD |
| Legal Lot Number | 1,6,8 |
| Legal Unit | 8,1,6 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 649000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1042 MILL ST, ALGONAC, MI 48001-1031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 16, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2014 · Amount on Record |
| Deed Sale | Jun 27, 2014 · Amount on Record |
| Deed Document Number | 201414065 |
| Deed Book / Page | 4515 / 578 |
| Last Transfer Date | Jan 24, 2022 |
| Transfer Doc | 0005488898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1042 MILL ST, ALGONAC, MI 48001-1031 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1042 MILL ST, ALGONAC, MI 48001-1031 |
| Document Number | 0000591024 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 5910/24 |
| Instrument | 2026005678 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 5555 CLEVELAND AVE, COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 21, 2056 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 16, 2022 |
| Property Address | 1042 MILL ST, ALGONAC, MI 48001-1031 |
| Document Number | 0005488898 |
| Book / Page | 5488 / 898 |
| Map Reference | LB 73 PG 10 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 2022004067 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2022 |
| Title Company | TITLEMAX |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1042 MILL ST, ALGONAC, MI 48001-1031 |
| Document Number | 2022004068 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022004068 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1042 MILL ST, ALGONAC, MI 48001-1031 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1042 MILL ST, ALGONAC, MI 48001-1031 |
| Document Number | 5430603 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 5430/603 |
| Instrument | 2021028221 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 273 Months |
| Due | Jul 1, 2044 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,400 (+3.33%) | $198,800 (+3.33%) | |
| 2025 | $2,568.00 (+2.07%) Homeowner's exemption | $96,200 (+22.39%) | |
| 2024 | $2,516.00 (+13.13%) | $192,400 (+22.39%) | |
| 2023 | $78,600 | ||
| 2022 | $2,224.00 | $157,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1984–2021) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Feb 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures