St. Clair County property record for 1028 Mill St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,025 sqft · built 1975 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Aug 2019) |
| Tax Bill | $2,423 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-01-141-0010-000 |
| Primary APN | 74-01-141-0010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,025 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 203 ft deep x 83 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1028 MILL ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 10 HEATH SUBD SEC 03 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | HEATH SUBD |
| Legal Lot Number | 10 |
| Legal Unit | 10 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 649000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1028 MILL ST, ALGONAC, MI 48001-1031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 15, 2019 | Warranty Deed, Transfer ATA NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2019 · Amount on Record |
| Deed Sale | Aug 15, 2019 · Amount on Record |
| Prior Sale | Apr 29, 2011 · Amount on Record |
| Deed Document Number | 201916774 |
| Deed Book / Page | 5086 / 792 |
| Prior Transfer Date | Aug 18, 2011 |
| Prior Transfer Doc | 004176/094 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1028 MILL ST, ALGONAC, MI 48001-1031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1028 MILL ST, ALGONAC, MI 48001-1031 |
| Document Number | 0005891176 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 5891/176 |
| Instrument | 2026001499 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 15, 2019 |
| Property Address | 1028 MILL ST, ALGONAC, MI 48001-1031 |
| Document Number | 0005086792 |
| Book / Page | 5086 / 792 |
| Map Reference | LB 73 PG 10 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 2019016774 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $731.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7267 RIVERSIDE DR, 7267, CLAY, MI 48001-4249 |
| Name | Verified Name |
|---|---|
| Address | 9547 SAINT CLAIR BLVD, ALGONAC, MI 48001-4388 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,400 (+2.86%) | $150,800 (+2.86%) | |
| 2025 | $2,423.00 (+2.06%) Homeowner's exemption | $73,300 (+22.99%) | |
| 2024 | $2,374.00 (+13.16%) | $146,600 (+22.99%) | |
| 2023 | $59,600 | ||
| 2022 | $2,098.00 | $119,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1984–2021) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Feb 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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