1042 Hicks Rd, Toccoa, GA 30577 Property Records

Franklin County property record for 1042 Hicks Rd, Toccoa, GA 30577 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,970 sqft · built 2004
Lot Size	149 acres (6,503,944 sqft)
Owner	2 Individual Names on File
Last Sale	$905,000 (Nov 2017)
Tax Bill	$6,669 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-023`

Property Details

APN / Parcel Number

Primary APN	`001-023`
Alternative APN	`1665`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,970 sqft Heated Area
1st Floor Area	2,485 sqft
Attic	Attic
Attic Area	240 sqft
Basement Area	2,485 sqft
Finished Basement	2,485 sqft
Unfinished Basement	2,485 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,503,944 sqft (149 acres)
Terrain	Rolling
Garage Area	636 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	1,115 sqft
Patio Area	264 sqft
Utility Building	240 sqft
Pole Barn	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1665
Street Address	1042 HICKS RD
City	TOCCOA
State	GA
Zip	30577-4829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	149.31 ACRES HICKS RD
Legal Subdivision	ACRES HICKS RD
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	1
Census Block	1048
Census Tract	890201

Owner

Source: Franklin County records · APN 001-023

Assessment roll updated December 12, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1042 HICKS RD, TOCCOA, GA 30577-4829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage SOONER FEDERAL SAVINGS AND LOAN
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit OCONEE FED'L S&L ASSN
May 02, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 08, 2017	Deed of Trust, Mortgage CALUMET BK
Nov 03, 2017	Grant Deed, Transfer ATTORNEY ONLY
Nov 03, 2017	Quit Claim Deed, Mortgage OCONEE FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2017 · Amount on Record
Deed Sale	Nov 01, 2017 · Amount on Record
Prior Sale	Dec 28, 2001
Deed Document Number	20171158
Deed Book / Page	1280 / 186
Last Transfer Date	Apr 29, 2019
Transfer Doc	0001342/81
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Recording Date	Apr 20, 2026
Property Address	1042 HICKS RD, TOCCOA, GA 30577-4829
Document Number	0000001733/0000000167
Book / Page	1733 / 167
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 HICKS RD, TOCCOA, GA 30577-4829

Mortgage

Document Number	1733000167,
Date	Apr 20, 2026
Book Page	1733/167

Lender

Name	SOONER FEDERAL SAVINGS AND LOAN

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 01, 2036

Interest

Rate	6.11%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	1042 HICKS RD, TOCCOA, GA 30577-4829
Document Number	0014060058
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1042 HICKS RD TOCCOA GA 305774829, TOCCOA, GA 30577-4829

Mortgage

Document Number	0014060058
Date	Aug 28, 2020
Book Page	001406/000058

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	TOCCOA, GA 30577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 27, 2030

Interest

Rate Type	Adjustable Rate

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN GA
Recording Date	May 02, 2019
Property Address	1042 HICKS RD, TOCCOA, GA 30577-4829
Document Number	0013420081
Book / Page	001342 / 000081
Instrument Date	Apr 29, 2019
Transaction Type	Transfer
Record Updated	Jun 04, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1042 HICKS RD TOCCOA GA 305774829, TOCCOA, GA 30577-4829

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	1042 HICKS RD, TOCCOA, GA 30577-4829
Document Number	0012870016
Book / Page	001287 / 000016
Instrument Date	Dec 08, 2017
Transaction Type	Mortgage
Record Updated	Jan 15, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 HIGHLAND GATE CIR SUWANEE GA 300241793, SUWANEE, GA 30024-1793

Mortgage

Document Number	0012870016
Date	Jan 08, 2018
Book Page	001287/000016

Lender

Name	CALUMET BK
Address	LAGRANGE, GA 30241

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 07, 2020

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN GA
Recording Date	Nov 03, 2017
Property Address	1042 HICKS RD, TOCCOA, GA 30577-4829
Document Number	0012800186
Book / Page	001280 / 000186
Instrument Date	Nov 01, 2017
Transaction Type	Transfer
Record Updated	Jan 09, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$905.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1042 HICKS RD

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN GA
Recording Date	Nov 03, 2017
Property Address	1042 HICKS RD, TOCCOA, GA 30577-4829
Document Number	0012800192
Book / Page	001280 / 000192
Instrument Date	Nov 01, 2017
Transaction Type	Mortgage
Record Updated	Jul 12, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12800198
Date	Nov 03, 2017
Book Page	001280/000198

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	TOCCOA, GA 30577

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 02, 2047

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated December 12, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,669.00 (-2.84%) Homeowner's exemption	$642,768 (+36.49%) Land $409,830 Building $232,938	$1,606,921 (+36.49%) Land $1,024,576 Building $582,345
2023	$6,864.00 (-32.65%) Homeowner's exemption	$470,914 (+19.22%) Land $256,420 Building $214,494	$1,177,284 (+19.22%) Land $641,049 Building $536,235
2022	$10,191.00 Homeowner's exemption	$395,000 Land $198,956 Building $196,044	$987,499 Land $497,389 Building $490,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (13119C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 47% of Georgia
Wildfire Likelihood	About 1 in 1,087 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Uniti Group	DSL	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

1042 Hicks Rd, Toccoa, GA 30577 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2020: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2017: Quit Claim Deed, Mortgage

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Hicks Rd

Nearby Streets

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