10417 Whitney Trce, Waco, TX 76708 Property Records

McLennan County property record for 10417 Whitney Trce, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 2003
Lot Size	0.314 acres (13,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,373 (2025)
Deeds & Mortgages	Sep 2024 Sale Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-003400-000801-0`

Property Details

APN / Parcel Number

Primary APN	`18-003400-000801-0`
Alternative APN	`319761`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	1,470 sqft
Flooring	Carpet

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	13,680 sqft (0.314 acres)
Lot Dimensions	144 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Driveway Area	665 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	615 sqft
Porch	Open Porch
Porch Area	354 sqft
Patio Area	120 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10417 WHITNEY TRCE
City	WACO
State	TX
Zip	76708-5687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	RESERVE @ LAKELAND MEADOWS LOT 1 BLOCK 8 ACRES .314
Legal Subdivision	RESERVE @ LAKELAND MEADOWS
Legal Block	8
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2008
Census Tract	4105

Owner

10417 Whitney Trce is owned and occupied by two individuals who acquired it in September 2024.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10417 WHITNEY TRCE, WACO, TX 76708-5687
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2024	Warranty Deed, Transfer
Dec 14, 2023	Deed of Trust, Mortgage · Closed-End Mortgage PENTAGON FCU
Jun 14, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
May 22, 2020	Vendor's Lien, Transfer · VA Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2024
Deed Sale	Sep 17, 2024
Prior Sale	Apr 23, 2024
Deed Document Number	202436132
Prior Transfer Date	May 22, 2020
Prior Transfer Doc	0000016690
Record Updated	Oct 29, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 17, 2024
Property Address	10417 WHITNEY TRCE, WACO, TX 76708-5687
Document Number	0000036132
Map Reference	FILE 2002030985
Instrument Date	Sep 17, 2024
Instrument	2024036132
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10417 WHITNEY TRCE, WACO, TX 76708-5687

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10417 WHITNEY TRCE, WACO, TX 76708-5687
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10417 WHITNEY TRCE, WACO, TX 76708-5687

Mortgage

Document Number	0000037877
Date	Dec 14, 2023
Instrument	2023037877

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10417 WHITNEY TRCE, WACO, TX 76708-5687
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023206
Date	Jun 14, 2021
Instrument	2021023206

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 22, 2020
Property Address	10417 WHITNEY TRCE, WACO, TX 76708-5687
Document Number	0000016690
Map Reference	FILE 2002030985
Instrument Date	May 22, 2020
Instrument	2020016690
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10417 WHITNEY TRCE, WACO, TX 76708-5687

Mortgage

Document Number	0000016691
Date	May 22, 2020
Instrument	2020016691

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10417 Whitney Trce was $3,373, down 11% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,645 (+3.84%) Land $41,587 Building $297,058	$338,645 (+3.84%) Land $41,587 Building $297,058
2025	$3,373.00 (-11.05%)	$326,130 Land $37,760 Building $288,370	$326,130 Land $37,760 Building $288,370
2024	$3,792.00
2023		$326,090 Land $37,760 Building $288,330	$326,090 Land $37,760 Building $288,330
2022	$3,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10417 Whitney Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10417 Whitney Trce is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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