10409 Whitney Trce, Waco, TX 76708 Property Records

McLennan County property record for 10409 Whitney Trce, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,106 sqft · built 2011
Lot Size	0.273 acres (11,880 sqft)
Owner	Individual Name on Record
Last Sale	$347,500 (Oct 2021)
Tax Bill	$8,167 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-003401-000803-0`

Property Details

APN / Parcel Number

Primary APN	`18-003401-000803-0`
Alternative APN	`349536`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,106 sqft Living Area
Gross Area	2,526 sqft
1st Floor Area	2,106 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	11,880 sqft (0.273 acres)
Lot Dimensions	144 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	189 sqft
Patio Area	422 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10409 WHITNEY TRCE
City	WACO
State	TX
Zip	76708-5687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE @ LAKELAND MEADOWS ADDITION PHASE FIVE LOT 3 BLOCK 8 ACRES .2727
Legal Subdivision	RESERVE @ LAKELAND MEADOWS ADDITION PHAS
Legal Block	8
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2008
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10409 WHITNEY TRCE, WACO, TX 76708-5687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 7, 2018	Vendor's Lien, Transfer SWBC MORTGAGE CORP
May 10, 2017	Quit Claim Deed, Transfer · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Dec 7, 2018 · Amount on Record
Deed Document Number	202140302
Record Updated	Oct 29, 2026

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 1, 2021
Property Address	10409 WHITNEY TRCE, WACO, TX 76708-5687
Document Number	0000040302
Map Reference	FILE 2008015026
Instrument Date	Sep 29, 2021
Instrument	2021040302
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	NOT AVAILABLE, TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10409 WHITNEY TRCE, WACO, TX 76708-5687

Mortgage

Document Number	0000040303
Date	Oct 1, 2021
Instrument	2021040303

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 7, 2018
Property Address	10409 WHITNEY TRCE, WACO, TX 76708-5687
Document Number	0000042387
Map Reference	FILE2008015026
Instrument Date	Dec 7, 2018
Instrument	2018042387
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10404 MARIGOLD RD, 10404, WACO, TX 76708-5657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10409 WHITNEY TRCE, WACO, TX 76708-5687

Mortgage

Document Number	0000042388
Date	Dec 7, 2018
Instrument	2018042388

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 10, 2017
Property Address	10409 WHITNEY TRCE, WACO, TX 76708-5687
Document Number	0000014683
Instrument Date	May 5, 2017
Instrument	14683
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10409 WHITNEY TRCE WACO TX 767085687, WACO, TX 76708-5687

Mortgage

Document Number	14684
Date	May 10, 2017
Instrument	14684

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,099 (+0.66%) Land $39,679 Building $333,420	$373,099 (+0.66%) Land $39,679 Building $333,420
2025	$8,167.00 (-3.51%)	$370,640 (-0.96%) Land $36,120 Building $334,520	$370,640 (-0.96%) Land $36,120 Building $334,520
2024	$8,464.00 (+1.22%)
2023		$374,230 Land $36,120 Building $338,110	$374,230 Land $36,120 Building $338,110
2022	$8,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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