10403 3rd Ave, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 10403 3rd Ave, Stone Harbor, NJ 08247

Property Summary

Property Type	Single Family Home
Details	1,106 sqft · built 2020
Lot Size	0.141 acres (6,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,950,000 (Jul 2024)
Tax Bill	$18,058 (2024)
Deeds & Mortgages	Feb 2021 Sale Jan 2021 Construction Loan + 2 more
Flood Zone	Zone AE (high risk)
APN	`10-00104-04-00122`

Property Details

APN / Parcel Number

Primary APN	`10-00104-04-00122`
Alternative APN	`1000104000400122`

Interior

Stories	1 Story
Building Area	1,106 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	6,151 sqft (0.141 acres)
Lot Dimensions	125 ft deep x 49 ft wide

Location & Zoning

Street Address	10403 3RD AVE
City	STONE HARBOR
State	NJ
Zip	08247-1269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	L123.01
Legal Block	104.4
Legal Lot Number	122
Jurisdiction	CAPE MAY NJ
Township / Civil Division	STONE HARBOR
Census Block Group	1
Census Block	1068
Census Tract	20901

Owner

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	661 MARIANI CT, NEWTOWN SQUARE, PA 19073-2340
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Grant Deed, Transfer COMMONWEALTH AGENCY, INC
Jan 5, 2021	Deed of Trust, Construction Loan · Construction Mortgage MID PENN BK
Mar 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 10, 2020	Grant Deed, Construction Loan · Construction Mortgage MID PENN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2024 · Amount on Record
Deed Sale	Jul 5, 2024 · Amount on Record
Prior Sale	Feb 23, 2021 · Amount on Record
Deed Document Number	202442156
Deed Book / Page	4176 / 64
Prior Transfer Date	Mar 2, 2020
Prior Transfer Doc	0039030895
Record Updated	Sep 20, 2026

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Feb 23, 2021
Property Address	10403 3RD AVE, STONE HARBOR, NJ 08247-1269
Document Number	0039670635
Book / Page	003967 / 000635
Instrument Date	Dec 4, 2020
Instrument	9373
Transaction Type	Transfer
Record Updated	Mar 4, 2021
Title Company	COMMONWEALTH AGENCY, INC

Transaction

Amount	Amount Recorded
Tax	$4,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	411 PARK LN MOORESTOWN NJ 080572000, MOORESTOWN, NJ 08057-2000

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Recording Date	Jan 5, 2021
Property Address	10403 3RD AVE, STONE HARBOR, NJ 08247-1269
Document Number	0063060857
Book / Page	006306 / 000857
Instrument Date	Oct 27, 2020
Instrument	354
Transaction Type	Construction Loan
Record Updated	Jan 13, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10017 SUNSET DR STONE HARBOR NJ 082471340, STONE HARBOR, NJ 08247-1340

Mortgage

Document Number	63060857
Date	Jan 5, 2021
Book Page	006306/000857
Instrument	354

Lender

Name	MID PENN BK
Type	Bank
Address	MECHANICSBURG, PA 17050

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Mar 3, 2020
Property Address	10403 3RD AVE, STONE HARBOR, NJ 08247-1269
Document Number	0039030895
Book / Page	003903 / 000895
Instrument Date	Mar 2, 2020
Instrument	6765
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 482 STONE HARBOR NJ 082470482, STONE HARBOR, NJ 08247-0482

February 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Feb 10, 2020
Property Address	10403 3RD AVE, STONE HARBOR, NJ 08247-1269
Document Number	0039000988
Book / Page	003900 / 000988
Instrument Date	Nov 8, 2019
Instrument	4367
Transaction Type	Construction Loan
Record Updated	Mar 6, 2020
Title Company	COMMONGROUND ABSTRACT LLC, COMMONGROUND ABS LLC

Transaction

Amount	Amount Recorded
Tax	$1,700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 482 STONE HARBOR NJ 082470482, STONE HARBOR, NJ 08247-0482

Mortgage

Document Number	61550401
Date	Feb 10, 2020
Book Page	006155/000401
Instrument	4368

Lender

Name	MID PENN BK
Type	Bank
Address	4622 CARLISLE PIKE, MECHANICSBURG, PA 17050-3021

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Stone Harbor Borough
Unified School District	Stone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,414,200 (-) Land $1,530,000 Building $884,200	$2,414,200 (-) Land $1,530,000 Building $884,200
2025		$2,414,200 (-) Land $1,530,000 Building $884,200	$2,414,200 (-) Land $1,530,000 Building $884,200
2024	$18,058.00 (+8.09%)
2023		$2,414,200 (-) Land $1,530,000 Building $884,200	$2,414,200 (-) Land $1,530,000 Building $884,200
2022	$16,706.00 (+115.67%)	$2,414,200 Land $1,530,000 Building $884,200	$2,414,200 Land $1,530,000 Building $884,200
2021	$7,746.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 1,352 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,088 units insured incl. 736 condo units
Nearby Flood Claims	1,478 (1978–2021)
Claims Outside the SFHA	13 of 1,478
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 448 claims Severe Coastal Storm, Jan 1992 · 176 claims Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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