10412 Cardera Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 10412 Cardera Dr, Riverview, FL 33578

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,721 sqft · built 2019
Lot Size	0.199 acres (8,661 sqft)
Owner	2 Individual Names on File
Last Sale	$492,000 (Apr 2019)
Tax Bill	$887 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`073834-1114`

Property Details

APN / Parcel Number

Primary APN	`073834-1114`
Alternative APN	`U053020A1G000000000020`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,721 sqft Living Area
Gross Area	4,794 sqft
1st Floor Area	3,003 sqft
Upper Floors Area	718 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,661 sqft (0.199 acres)
Lot Dimensions	121 ft deep x 71.6 ft wide
Garage Type	Attached
Garage Area	647 sqft
Porch	Open Porch
Porch Area	426 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0738341114
Street Address	10412 CARDERA DR
City	RIVERVIEW
State	FL
Zip	33578-4073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MARIPOSA PHASE 1 LOT 2
Legal Range	20E
Legal Township	30S
Legal Section	05
Legal Subdivision	MARIPOSA PHASE 1
Legal Phase	1
Legal Lot Number	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1015
Census Tract	13320

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10412 CARDERA DR, RIVERVIEW, FL 33578-4073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · VA Mortgage SAYGO HOME LOANS LLC
Oct 12, 2022	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU
Jun 12, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MTG
Apr 27, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC
Jun 22, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2019 · Amount on File
Deed Sale	Apr 27, 2019 · Amount on File
Prior Sale	Jun 22, 2018 · Amount on File
Deed Document Number	2019176262
Deed Book / Page	26574 / 926
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10412 CARDERA DR, RIVERVIEW, FL 33578-4073
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10412 CARDERA DR, RIVERVIEW, FL 33578-4073
Investor	Possibly a Property Investor

Mortgage

Document Number	0000517712
Date	Dec 8, 2025
Instrument	2025517712

Lender

Name	SAYGO HOME LOANS LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85250

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year T-Bill
Max Rate	9.25%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10412 CARDERA DR, RIVERVIEW, FL 33578-4073
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10412 CARDERA DR, RIVERVIEW, FL 33578-4073

Mortgage

Document Number	0000487248
Date	Oct 12, 2022
Instrument	2022487248

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10412 CARDERA DR, RIVERVIEW, FL 33578-4073
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10412 CARDERA DR, RIVERVIEW, FL 33578-4073

Mortgage

Document Number	2021431047
Date	Aug 25, 2021
Instrument	2021431047

Lender

Name	GROW FINANCIAL FCU
Type	Credit Union
Address	TAMPA, FL 33619

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	10412 CARDERA DR, RIVERVIEW, FL 33578-4073
Document Number	0000047885
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10412 CARDERA DR BRANDON FL 33511, BRANDON, FL 33511

Mortgage

Document Number	0000047885
Date	Jan 29, 2021
Instrument	47885

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 27, 2019
Property Address	10412 CARDERA DR, RIVERVIEW, FL 33578-4073
Document Number	0265740926
Book / Page	026574 / 000926
Instrument Date	Apr 22, 2019
Instrument	176262
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2019
Title Company	CAREFREE TITLE AGENCY INC, CAREFREE TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,444.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10412 CARDERA DR RIVERVIEW FL 335784073, RIVERVIEW, FL 33578-4073

Mortgage

Document Number	265740929
Date	Apr 27, 2019
Book Page	026574/000929
Instrument	176263

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 22, 2018
Property Address	10412 CARDERA DR, RIVERVIEW, FL 33578-4073
Document Number	0258641259
Book / Page	025864 / 001259
Instrument Date	Jun 20, 2018
Instrument	250628
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,177.30
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10150 HIGHLAND MANOR DR #120 TAMPA FL 336109712, 120, TAMPA, FL 33610-9712
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,844 (+2.7%)	$642,708 (+2.76%) Land $153,077 Building $489,631
2025	$887.00 (+8.97%) Disabled Person's exemption Veteran's exemption	$493,519 (+5.99%)	$625,468 (+0.52%) Land $153,077 Building $472,391
2023	$814.00 (-89.7%) Disabled Person's exemption Veteran's exemption	$465,641 (+3%)	$622,253 (+8.22%) Land $143,509 Building $478,744
2022	$7,900.00 Homeowner's exemption	$452,079	$574,980 Land $143,509 Building $431,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	7 (2001–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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