10409 Cardera Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 10409 Cardera Dr, Riverview, FL 33578

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,774 sqft · built 2018
Lot Size	0.22 acres (9,590 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (May 2026)
Tax Bill	$7,128 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`073834-1192`

Property Details

APN / Parcel Number

Primary APN	`073834-1192`
Alternative APN	`U053020A1G000000001090`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,774 sqft Living Area
Gross Area	4,837 sqft
1st Floor Area	3,063 sqft
Upper Floors Area	711 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2021
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,590 sqft (0.22 acres)
Lot Dimensions	121 ft deep x 79.3 ft wide
Garage Type	Attached
Garage Area	617 sqft
Porch	Open Porch
Porch Area	446 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0738341192
Street Address	10409 CARDERA DR
City	RIVERVIEW
State	FL
Zip	33578-4072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MARIPOSA PHASE 1 LOT 109
Legal Range	20E
Legal Township	30S
Legal Section	05
Legal Subdivision	MARIPOSA PHASE 1
Legal Phase	1
Legal Lot Number	109
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1017
Census Tract	13320

Owner

Source: Hillsborough County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10409 CARDERA DR, RIVERVIEW, FL 33578-4072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
May 15, 2026	Affidavit, Transfer
Jan 7, 2020	Grant Deed, Subdivision Related Transfer CAREFREE TITLE AGENCY INC, CAREFREE TITLE AGCY INC
May 30, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Jan 7, 2020 · Amount on Record
Deed Document Number	2026188334
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 15, 2026
Property Address	10409 CARDERA DR, RIVERVIEW, FL 33578-4072
Document Number	0000188334
Instrument Date	May 15, 2026
Instrument	2026188334
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	BENEFIT TITLE COMPANY, BENEFIT TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$509,040.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10409 CARDERA DR, RIVERVIEW, FL 33578-4072

Mortgage

Document Number	0000188335,
Date	May 15, 2026
Instrument	2026188335

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 15, 2026
Property Address	10409 CARDERA DR, RIVERVIEW, FL 33578-4072
Document Number	0000188333
Instrument Date	May 14, 2026
Instrument	2026188333
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 S MAGNOLIA AVE, TAMPA, FL 33606-2236

January 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 7, 2020
Property Address	10409 CARDERA DR, RIVERVIEW, FL 33578-4072
Document Number	0272440122
Book / Page	027244 / 000122
Instrument Date	Dec 31, 2019
Instrument	9485
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2020
Title Company	CAREFREE TITLE AGENCY INC, CAREFREE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$3,220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10409 CARDERA DR RIVERVIEW FL 335784072, RIVERVIEW, FL 33578-4072

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 30, 2018
Property Address	10409 CARDERA DR, RIVERVIEW, FL 33578-4072
Document Number	0258020640
Book / Page	025802 / 000640
Instrument Date	May 25, 2018
Instrument	213276
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,177.60
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10150 HIGHLAND MANOR DR #120 TAMPA FL 336109712, 120, TAMPA, FL 33610-9712
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,128.00 (+8.21%) Homeowner's exemption	$383,768 (+5.99%)	$615,608 (+3.8%) Land $153,218 Building $462,390
2024	$6,587.00 (+3.31%)
2023	$6,376.00 (+3.84%) Homeowner's exemption	$362,089 (+3%)	$593,048 (+4.92%) Land $143,642 Building $449,406
2022	$6,140.00 Homeowner's exemption	$351,543	$565,252 Land $143,642 Building $421,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	7 (2001–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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