1041 Union St, Monroe, MI 48161 Property Records

Monroe County property record for 1041 Union St, Monroe, MI 48161 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,060 sqft · built 1900
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on File
Last Sale	$112,000 (Aug 2015)
Tax Bill	$628 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-020-399-00`

Property Details

APN / Parcel Number

Primary APN	`12-020-399-00`

Interior

Full Baths	1 Bath
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	130 ft deep x 53 ft wide
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1041 UNION ST
City	MONROE
State	MI
Zip	48161-4065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 17 PC 400 0.16 AC COM 1251 FT S 34? W & 33 FT S 56? E FR THE INT OF THE CL OF W 8TH & UNION STS TH S 34? W 51 FT TH S 56?
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1022
Census Tract	832200

Owner

Source: Monroe County records · APN 12-020-399-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1041 UNION ST, MONROE, MI 48161-4065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2015 · Amount on Record
Deed Sale	Aug 05, 2015 · Amount on Record
Prior Sale	Oct 15, 2014 · Amount on Record
Deed Document Number	201516022
Prior Transfer Date	Oct 05, 2011
Prior Transfer Doc	0000018092
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Jul 14, 2021
Property Address	1041 UNION ST, MONROE, MI 48161-4065
Document Number	2021R18336
Instrument Date	Jul 08, 2021
Instrument	2021R18336
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1041 UNION ST, MONROE, MI 48161-4065

Mortgage

Document Number	2021R18337
Date	Jul 14, 2021
Instrument	2021R18337

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,900 (+4%)	$181,800 (+4%)
2025	$628.00 (-58.47%) Homeowner's exemption	$87,400 (+44.46%) Land $22,500 Building $64,900	$174,800 (+44.46%) Land $45,000 Building $129,800
2023	$1,512.00 Homeowner's exemption	$60,500	$121,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158322001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1982–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jan 2024, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 249 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.