1033 Union St, Monroe, MI 48161 Property Records

Monroe County property record for 1033 Union St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,172 sqft
Lot Size	0.869 acres (37,854 sqft)
Owner	Company Name on Record
Last Sale	$136,000 (Jun 2002)
Tax Bill	$1,745 (2025)
Deeds & Mortgages	Feb 2024 Sale Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-020-400-00`

Property Details

APN / Parcel Number

Primary APN	`12-020-400-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft
Basement Area	864 sqft

Exterior

Lot Area	37,854 sqft (0.869 acres)
Lot Dimensions	130 ft deep x 97 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1033 UNION ST
City	MONROE
State	MI
Zip	48161-4065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 17 PC 400 0.30 AC COM 1157 FT S 34? W & 33 FT S 56? E FR INT OF CL OF W 8TH & UNION STS TH S 34? W 94 FT TH S 56? E 138.5
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1022
Census Tract	832200

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1033 UNION ST, MONROE, MI 48161-4065
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Affidavit of Death of Joint Tenant, Transfer
Dec 5, 2023	Deed of Trust, Mortgage · VA Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2002 · Amount on Record
Deed Sale	Jun 4, 2002 · Amount on Record
Last Transfer Date	Oct 11, 2012
Transfer Doc	0000024108
Record Updated	Oct 29, 2026

February 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONROE MI
Recording Date	Feb 14, 2024
Property Address	1033 UNION ST, MONROE, MI 48161-4065
Document Number	0000001965
Instrument Date	Feb 13, 2024
Instrument	2024R01965
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1033 UNION ST, MONROE, MI 48161-4065
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 UNION ST, MONROE, MI 48161-4065

Mortgage

Document Number	0000017814
Date	Dec 5, 2023
Instrument	2023R17814

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,450 (+41.57%) Land $10,150 Building $89,300	$198,900 (+41.57%) Land $20,300 Building $178,600
2025	$1,745.00 (+11.93%) Homeowner's exemption
2023	$1,559.00 Homeowner's exemption	$70,250	$140,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1982–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber.

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