Monroe County property record for 1041 Turtle Dove Trl, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,850 sqft · built 2003 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Jan 2021) |
| Tax Bill | $7,595 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Construction Loan May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-234-045-000 |
| Primary APN | 07-26-234-045-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| 1st Floor Area | 1,850 sqft |
| Basement Area | 1,850 sqft |
| Unfinished Basement | 1,850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 652 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,251 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 552 sqft |
| Deck Area | 276 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1041 TURTLE DOVE TRL |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | PART LOT 45 WESTVIEW ACRES PHASE IV |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | WESTVIEW ACRES |
| Legal Lot Number | 45 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1041 TURTLE DOVE TRL, WATERLOO, IL 62298-1270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2021 | Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK WATERLOO |
| May 1, 2018 | Warranty Deed, Transfer · Conventional with PMI DAS ACQUISITION |
| Mar 22, 2018 | Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2021 · Amount on Record |
| Deed Sale | Jan 21, 2021 · Amount on Record |
| Prior Sale | May 1, 2018 · Amount on Record |
| Deed Document Number | 2021414373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 21, 2021 |
| Property Address | 1041 TURTLE DOVE TRL, WATERLOO, IL 62298-1270 |
| Document Number | 0000414373 |
| Map Reference | DOC 253483 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 414373 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $472.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1041 TURTLE DOVE TRL, WATERLOO, IL 62298-1270 |
| Document Number | 0000414374 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 414374 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 1, 2018 |
| Property Address | 1041 TURTLE DOVE TRL, WATERLOO, IL 62298-1270 |
| Document Number | 0000395589 |
| Instrument Date | Apr 28, 2018 |
| Instrument | 395589 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1041 TURTLE DOVE TRL WATERLOO IL 622981270, WATERLOO, IL 62298-1270 |
| Document Number | 395590 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 395590 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1041 TURTLE DOVE TRL, WATERLOO, IL 62298-1270 |
| Document Number | 0000395129 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1041 TURTLE DOVE TRL WATERLOO IL 622981270, WATERLOO, IL 62298-1270 |
| Document Number | 0000395129 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 395129 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 2, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,595.00 (+6.7%) Homeowner's exemption | $130,230 (+25.35%) Land $18,990 Building $111,240 | $390,690 (+25.35%) Land $56,970 Building $333,720 |
| 2024 | $7,118.00 | ||
| 2022 | Additional exemption filed | $103,890 Land $16,810 Building $87,080 | $311,670 Land $50,430 Building $261,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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