Monroe County property record for 1029 Turtle Dove Trl, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,703 sqft · built 2003 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,595 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-234-048-000 |
| Primary APN | 07-26-234-048-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,703 sqft Living Area |
| 1st Floor Area | 1,703 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Area | 648 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 738 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 348 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1029 TURTLE DOVE TRL |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 48 WESTVIEW ACRES PHASE IV |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | WESTVIEW ACRES |
| Legal Lot Number | 48 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 600402 |
1029 Turtle Dove Trl is owned and occupied by an individual.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1029 TURTLE DOVE TRL, WATERLOO, IL 62298-1270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Construction Mortgage NEW AMERICAN FUNDING |
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BK NA |
| Mar 7, 2018 | Deed of Trust, Mortgage · Line of Credit SCOTT CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 7, 2026 |
| Property Address | 1029 TURTLE DOVE TRL, WATERLOO, IL 62298-1270 |
| Document Number | 0000443868 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 2026443868 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 1029 TURTLE DOVE TRL, WATERLOO, IL 62298-1270 |
| Document Number | 0000443868, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 2026443868 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 2, 2027 |
| Rate Type | Balloon |
|---|---|
| Rate | 9.63% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1029 TURTLE DOVE TRL, WATERLOO, IL 62298-1270 |
| Document Number | 0000413500 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 1029 TURTLE DOVE TRL WATERLOO IL 622981270, WATERLOO, IL 62298-1270 |
| Document Number | 0000413500 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 413500 |
| Name | DIETERICH BK NA |
|---|---|
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1029 TURTLE DOVE TRL, WATERLOO, IL 62298-1270 |
| Document Number | 0000394939 |
| Instrument Date | Mar 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Title Company | ILLINOIS TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 1029 TURTLE DOVE TRL WATERLOO IL 622981270, WATERLOO, IL 62298-1270 |
| Document Number | 0000394939 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 394939 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 20, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
The 2025 property tax bill for 1029 Turtle Dove Trl was $6,595, up 6.8% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,595.00 (+6.82%) Homeowner's exemption | $113,840 Land $16,740 Building $97,100 | $341,520 Land $50,220 Building $291,300 |
| 2024 | $6,174.00 | ||
| 2022 | Additional exemption filed | $90,430 Land $15,370 Building $75,060 | $271,290 Land $46,110 Building $225,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1029 Turtle Dove Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1029 Turtle Dove Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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