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1041 Terracewood Cir, Ballwin, MO 63011 Property Records

St. Louis County property record for 1041 Terracewood Cir, Ballwin, MO 63011 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,846 sqft · built 1970
Lot Size0.388 acres (16,919 sqft)
Owner2 Individual Names on File
Last Sale$532,665 (May 2026)
Tax Bill$4,119 (2024)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21Q-52-0060

Property Details

APN / Parcel Number

Primary APN21Q-52-0060

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,846 sqft Living Area
1st Floor Area1,846 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area16,919 sqft (0.388 acres)
Lot Dimensions90 ft deep x 90 ft wide
View / LotCul-De-Sac
Garage TypeBasement
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area140 sqft
Deck Area264 sqft
Patio Area190 sqft
Balcony Area58 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1041 TERRACEWOOD CIR
CityBALLWIN
StateMO
Zip63011-3623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOX CREEK ESTATES PLAT 5 LOT 525
Legal SubdivisionFOX CREEK ESTATES PLAT 5
Legal Lot Number525
JurisdictionST LOUIS MO
Township / Civil DivisionMISSOURI RIVER
Census Block Group2
Census Block2016
Census Tract217702

Owner

Source: St. Louis County records · APN 21Q-52-0060

Assessment roll updated September 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1041 TERRACEWOOD CIR, BALLWIN, MO 63011-3623
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Warranty Deed, Transfer · Conventional Mortgage
CENTRAL TRUST BANK
May 06, 2020Deed of Trust, Mortgage · VA Mortgage
LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 12, 2026 · Amount on Record
Deed SaleMay 12, 2026 · Amount on Record
Prior SaleOct 18, 2016 · Amount on Record
Deed Document Number2026512417
Prior Transfer DateOct 10, 2016
Prior Transfer Doc0222383693
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateMay 12, 2026
Property Address1041 TERRACEWOOD CIR, BALLWIN, MO 63011-3623
Document Number0000000417
Instrument DateMay 01, 2026
Instrument2026.417
Transaction TypeTransfer
Record UpdatedMay 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1041 TERRACEWOOD CIR, BALLWIN, MO 63011-3623
InvestorPossibly a Property Investor

Mortgage

Document Number0000000418,
DateMay 12, 2026
Instrument2026.5.12.418
Lender
NameCENTRAL TRUST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address1041 TERRACEWOOD CIR, BALLWIN, MO 63011-3623
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyINVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240341927
DateMay 06, 2020
Book Page24034/1927
Instrument2020050600269
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictParkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$78,530 (+23.88%) Land $44,940 Building $33,590$413,300 (+23.89%) Land $236,500 Building $176,800
2024$4,119.00 (-0.89%)
2023$4,156.00 (+6.51%)$63,390 (+15.44%) Land $23,980 Building $39,410$333,600 (+15.43%) Land $126,200 Building $207,400
2022$3,902.00$54,910 Land $23,980 Building $30,930
2021$289,000 Land $126,200 Building $162,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892177022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1980–2013)
Claims Outside the SFHA4 of 5
Most Recent ClaimFeb 2013, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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