St. Louis County property record for 1040 Terracewood Cir, Ballwin, MO 63011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,887 sqft · built 1971 |
| Lot Size | 0.283 acres (12,323 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,423 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Dec 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21Q-24-0285 |
| Primary APN | 21Q-24-0285 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,887 sqft Living Area |
| Gross Area | 2,286 sqft |
| 1st Floor Area | 1,887 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Frame/Masonry |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,323 sqft (0.283 acres) |
| Lot Dimensions | 86 ft deep x 85 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 548 sqft |
| Patio Area | 196 sqft |
| Utility Building | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1040 TERRACEWOOD CIR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63011-3623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | FOX CREEK ESTATES PLAT 5 LOT 532 |
| Legal Subdivision | FOX CREEK ESTATES PLAT 5 |
| Legal Lot Number | 532 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 217702 |
Source: St. Louis County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1040 TERRACEWOOD CIR, BALLWIN, MO 63011-3623 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit HOME BANK |
| Dec 18, 2025 | Warranty Deed, Transfer |
| May 24, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2025 |
| Deed Sale | Dec 18, 2025 |
| Prior Sale | Jan 9, 2025 · Amount on Record |
| Deed Document Number | 2025421 |
| Prior Transfer Date | May 23, 2019 |
| Prior Transfer Doc | 02354200474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 21, 2026 |
| Property Address | 1040 TERRACEWOOD CIR, BALLWIN, MO 63011-3623 |
| Document Number | 0000000321 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026321 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 1040 TERRACEWOOD CIR, BALLWIN, MO 63011-3623 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000321, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 2026321 |
| Name | HOME BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 15, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 18, 2025 |
| Property Address | 1040 TERRACEWOOD CIR, BALLWIN, MO 63011-3623 |
| Document Number | 2025121800421 |
| Map Reference | MB 134 PG 66&67 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 2025121800421 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1040 TERRACEWOOD CIR, BALLWIN, MO 63011-3623 |
| Name | Verified Name |
|---|---|
| Address | 1040 TERRACEWOOD CIR, BALLWIN, MO 63011-3623 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 24, 2019 |
| Property Address | 1040 TERRACEWOOD CIR, BALLWIN, MO 63011-3623 |
| Document Number | 0235400513 |
| Book / Page | 023540 / 000513 |
| Instrument Date | May 23, 2019 |
| Instrument | 88 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 TERRACEWOOD CIR BALLWIN MO 630113623, BALLWIN, MO 63011-3623 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,070 (-) Land $42,900 Building $29,170 | $379,300 (-) Land $225,800 Building $153,500 | |
| 2025 | $4,423.00 (+7.59%) | $72,070 (+13.91%) Land $42,900 Building $29,170 | $379,300 (+13.9%) Land $225,800 Building $153,500 |
| 2024 | $4,111.00 (-0.92%) | ||
| 2023 | $4,149.00 (-4.38%) | $63,270 (+3.64%) Land $22,880 Building $40,390 | $333,000 (+3.64%) Land $120,400 Building $212,600 |
| 2022 | $4,339.00 | $61,050 Land $22,880 Building $38,170 | |
| 2021 | $321,300 Land $120,400 Building $200,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1980–2013) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures