1041 Spruce St, Denver, CO 80230 Property Records

Denver City property record for 1041 Spruce St, Denver, CO 80230

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,648 sqft · built 2002
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Jun 2017)
Tax Bill	$5,480 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2017 Sale & Mortgage
APN	`06043-24-018-000`

Property Details

APN / Parcel Number

Primary APN	`06043-24-018-000`
Alternative APN	`162966548`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,648 sqft Living Area
Gross Area	2,433 sqft
1st Floor Area	1,371 sqft
Basement Area	1,351 sqft
Finished Basement	1,215 sqft
Unfinished Basement	136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Glass
Construction Type	Frame
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	537 sqft
Porch	Open Frame Porch
Porch Area	151 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1041 SPRUCE ST
City	DENVER
State	CO
Zip	80230-7095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2-A
Legal Description	LOWRY FILING NO 11 B12 L18
Legal Subdivision	LOWRY FILING NO 11
Legal Block	1
Legal Lot Number	18
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1005
Census Tract	4406

Owner

1041 Spruce St is owned and occupied by two individuals who acquired it in June 2020.

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1041 SPRUCE ST, DENVER, CO 80230-7095
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Quit Claim Deed, Transfer WESTERRA CU
Jun 30, 2017	Warranty Deed, Transfer · Conventional Mortgage WESTERRA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Prior Sale	Apr 17, 2003 · Amount on File
Deed Document Number	201786347
Last Transfer Date	Jun 15, 2020
Transfer Doc	0000087457
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DENVER CO
Recording Date	Jun 24, 2020
Property Address	1041 SPRUCE ST, DENVER, CO 80230-7095
Document Number	0000087457
Instrument Date	Jun 15, 2020
Instrument	87457
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1041 SPRUCE ST DENVER CO 802307095, DENVER, CO 80230-7095

Mortgage

Document Number	87458
Date	Jun 24, 2020
Instrument	87458

Lender

Name	WESTERRA CU
Type	Credit Union
Address	DENVER, CO 80209

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jun 30, 2017
Property Address	1041 SPRUCE ST, DENVER, CO 80230-7095
Document Number	0000086347
Instrument Date	Jun 29, 2017
Instrument	86347
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1041 SPRUCE ST DENVER CO 802307095, DENVER, CO 80230-7095

Mortgage

Document Number	86348
Date	Jun 30, 2017
Instrument	86348

Lender

Name	WESTERRA CU
Type	Credit Union
Address	DENVER, CO 80209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1041 Spruce St was $5,480.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,480.00	$71,630 Land $16,020 Building $16,020	$1,016,100 Land $227,300 Building $788,800
2023	$5,237.00	$67,590 (+22.4%) Land $11,540 Building $56,050	$1,063,900 (+33.91%) Land $227,300 Building $836,600
2022		$55,220 Land $12,290 Building $42,930	$794,500 Land $176,800 Building $617,700
2021	$4,239.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1041 Spruce St; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1041 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, LiveWireNet, Starry, WiFiHood.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures