Sacramento County property record for 1041 School St, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 987 sqft · built 1955 |
| Lot Size | 0.132 acres (5,742 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,360 (2025) |
| Deeds & Mortgages | Jul 2021 Reverse Mortgage Jul 2021 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-0103-023-0000 |
| Primary APN | 071-0103-023-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 987 sqft Living Area |
| 1st Floor Area | 987 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,742 sqft (0.132 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1041 SCHOOL ST |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-3109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-M |
| Legal Description | ALICE WILD 01, LOT 56 |
| Legal Subdivision | ALICE WILD 01 |
| Legal Lot Number | 56 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 8404 |
1041 School St is owned and occupied by two individuals who acquired it in August 2019.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1041 SCHOOL ST, FOLSOM, CA 95630-3109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Jul 20, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Aug 26, 2019 | Quit Claim Deed, Mortgage · Line of Credit CMG FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 19, 2019 |
| Transfer Doc | 8260000000980 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1041 SCHOOL ST, FOLSOM, CA 95630-3109 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1041 SCHOOL ST, FOLSOM, CA 95630-3109 |
| Document Number | 0000000816 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 202107200816 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 928 Months |
| Due | Nov 7, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.09% |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1041 SCHOOL ST, FOLSOM, CA 95630-3109 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1041 SCHOOL ST, FOLSOM, CA 95630-3109 |
| Document Number | 7200000000816 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 20210720/816 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 928 Months |
| Due | Nov 7, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.09% |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 26, 2019 |
| Property Address | 1041 SCHOOL ST, FOLSOM, CA 95630-3109 |
| Document Number | 1908260980 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 1908260980 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1041 SCHOOL ST FOLSOM CA 956303109, FOLSOM, CA 95630-3109 |
| Document Number | 1908260981 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 1908260981 |
| Name | CMG FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583-1382 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1041 School St was $1,360 with a homeowner's exemption, up 2.3% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $134,369 (+2%) Land $49,357 Building $85,012 | |
| 2025 | $1,360.00 (+2.26%) Homeowner's exemption | $131,736 Land $48,390 Building $83,346 |
| 2024 | $1,330.00 (+1.92%) | |
| 2023 | $1,305.00 (+1.56%) Homeowner's exemption | $126,622 Land $46,512 Building $80,110 |
| 2022 | $1,285.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1041 School St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1041 School St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Succeed.Net, Verizon.
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