1031 School St, Folsom, CA 95630 Property Records

Sacramento County property record for 1031 School St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,365 sqft · built 1955
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (May 2008)
Tax Bill	$3,215 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-0103-024-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0103-024-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	987 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1031 SCHOOL ST
City	FOLSOM
State	CA
Zip	95630-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M
Legal Description	ALICE WILD 01, LOT 55
Legal Subdivision	ALICE WILD 01
Legal Lot Number	55
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3010
Census Tract	8404

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1031 SCHOOL ST, FOLSOM, CA 95630-3109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage OWN MORTGAGE INC
Jul 24, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage OWN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2008 · Amount on Record
Deed Sale	May 9, 2008 · Amount on Record
Prior Sale	Aug 2, 2007 · Amount on Record
Deed Book / Page	20080509 / 1334
Last Transfer Date	Jun 28, 2023
Transfer Doc	2023000487
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1031 SCHOOL ST, FOLSOM, CA 95630-3109
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 SCHOOL ST, FOLSOM, CA 95630-3109

Mortgage

Document Number	0000000066
Date	Mar 5, 2026
Instrument	202603050066

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1031 SCHOOL ST, FOLSOM, CA 95630-3109
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 SCHOOL ST, FOLSOM, CA 95630-3109

Mortgage

Document Number	0000000799
Date	Aug 7, 2023
Instrument	202308070799

Lender

Name	OWN MORTGAGE INC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 24, 2023
Property Address	1031 SCHOOL ST, FOLSOM, CA 95630-3109
Document Number	0000000487
Map Reference	MB 33 MAP 40
Instrument Date	Jun 28, 2023
Instrument	202307240487
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 SCHOOL ST, FOLSOM, CA 95630-3109

Mortgage

Document Number	0000000488
Date	Jul 24, 2023
Instrument	202307240488

Lender

Name	OWN MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,865 (+2%) Land $211,008 Building $96,857
2025	$3,215.00 (+2.16%) Homeowner's exemption	$301,829 (+4.04%) Land $206,871 Building $94,958
2024	$3,147.00 (-0.63%)
2023	$3,167.00 (+1.51%)	$290,111 Land $198,839 Building $91,272
2022	$3,120.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net, Verizon.

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