1041 Ritchie Rd, Unit B, Grover Beach, CA 93433 Property Records

San Luis Obispo County property record for 1041 Ritchie Rd, Unit B, Grover Beach, CA 93433

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,788 sqft · built 1982
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$1,265,000 (Mar 2026)
Tax Bill	$13,381 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060-014-062`

Property Details

APN / Parcel Number

Primary APN	`060-014-062`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,788 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Wood
Lot Area	26,136 sqft (0.6 acres)
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1041 RITCHIE RD, B
City	GROVER BEACH
State	CA
Zip	93433-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY GC PM 23-79 PAR B
Legal Subdivision	TOWN OF GROVER
Legal Block	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2014
Census Tract	12102

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1041 RITCHIE RD, B, GROVER BEACH, CA 93433-1135
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 23, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 23, 2022	Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Feb 23, 2022 · Amount on Record
Deed Document Number	20268723
Transfer Doc	0000026194
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1041 RITCHIE RD, GROVER BEACH, CA 93433-1134
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 RITCHIE RD 5, 5, GROVER BEACH, CA 93433-1134

Mortgage

Document Number	0000038204
Date	Sep 28, 2022
Instrument	2022038204

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 23, 2026
Property Address	1041 RITCHIE RD, GROVER BEACH, CA 93433-1134
Document Number	0000008723
Map Reference	MB 23 PG 79
Instrument Date	Feb 26, 2026
Instrument	2026008723
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 RITCHIE RD UNIT B, B, GROVER BEACH, CA 93433-1135

Mortgage

Document Number	0000008724
Date	Mar 23, 2026
Instrument	2026008724

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 23, 2022
Property Address	1041 RITCHIE RD, GROVER BEACH, CA 93433-1134
Document Number	0000008342
Map Reference	MB 23 PG 79
Instrument Date	Feb 10, 2022
Instrument	2022008342
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1041 RITCHIE RD UNIT B, B, GROVER BEACH, CA 93433-1135

Mortgage

Document Number	0000008343
Date	Feb 23, 2022
Instrument	2022008343

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Grover Beach City
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,190,673 (+2%) Land $622,397 Building $568,276
2025	$13,381.00 (+2.73%) Homeowner's exemption	$1,167,328 (+4.04%) Land $610,194 Building $557,134
2024	$13,025.00 (+0.8%)
2023	$12,921.00 (+20.95%) Homeowner's exemption	$1,122,000 Land $586,500 Building $535,500
2022	$10,683.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1998–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GROVER BEACH PUBLIC WORKS DEPT serves 12,701 people · EPA ID CA4010004
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Peak WiFi, Verizon.

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