Schenectady County and Schenectady City property record for 1041 Phoenix Ave, Schenectady, NY 12308 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1910 |
| Square Footage | 2,844 sqft Total Area |
| Lot Size | 6,808 sqft (0.156 acres) |
| Garage | Detached, 462 sqft |
| Last Sale | $245,000 (2024) |
| Tax Bill | $6,987.00 (2025) |
| Primary APN | 421500 39.84-2-85 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Building Area | 2,844 sqft Total Area |
| 1st Floor | 1,410 sqft 1st Floor |
| 2nd Floor | 1,434 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 6,808 sqft (0.156 acres) |
| Depth X Width | 148 ft x 46 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 462 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 452 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1041 PHOENIX AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 WOOD AND BARN |
| Legal Block | 2 |
| Legal Lot Number | 85.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 4 |
| Census Block | 4006 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 39.84-2-85
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10427 209TH ST, QUEENS VILLAGE, NY 11429-1417 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 31, 2024 | Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jan 02, 2020 | Grant Deed, Transfer · Line of Credit LOAN TR LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2024 · Amount on Record |
| Deed Sale | Jul 31, 2024 · Amount on Record |
| Prior Sale | Jan 02, 2020 · Amount on Record |
| Deed Doc Number | 202444918 |
| Deed Book / Page | 2134 / 669 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 31, 2024 |
| Property Address | 1041 PHOENIX AVE, SCHENECTADY, NY 12308-3001 |
| Document Number | 0000044918 |
| Book / Page | 2134 / 669 |
| Map Reference | MB 2027 PG 536 |
| Instrument Date | Jun 12, 2024 |
| Instrument | 202444918 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 WICKS PATH, COMMACK, NY 11725-4621 |
| Name | Verified Name |
|---|---|
| Address | 10427 209TH ST, QUEENS VILLAGE, NY 11429-1417 |
| Document Number | 0000044919 |
|---|---|
| Date | Jul 31, 2024 |
| Instrument | 202444919 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1041 PHOENIX AVE, SCHENECTADY, NY 12308-3001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST TITLE AND ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 15 WICKS PATH, COMMACK, NY 11725-4621 |
| Document Number | 0000040046 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 5051/218 |
| Instrument | 202040046 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 02, 2020 |
| Property Address | 1041 PHOENIX AVE, SCHENECTADY, NY 12308-3001 |
| Document Number | 0000000005 |
| Book / Page | 002027 / 000536 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 5 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2020 |
| Title Company | ANS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $608.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15 WICKS PATH COMMACK NY 117254621, COMMACK, NY 11725-4621 |
| Document Number | 6 |
|---|---|
| Date | Jan 02, 2020 |
| Book Page | 004963/000732 |
| Instrument | 6 |
| Name | LOAN TR LLC |
|---|---|
| Address | GREAT NECK, NY 11021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,987.00 (+7.1%) | $119,500 (-) Land $17,900 Building $101,600 | $197,880 (+30.82%) Land $29,641 Building $168,239 |
| 2023 | $119,500 (-) Land $17,900 Building $101,600 | $151,266 (+3.8%) Land $22,658 Building $128,608 | |
| 2022 | $119,500 Land $17,900 Building $101,600 | $145,732 Land $21,829 Building $123,903 | |
| 2021 | $6,524.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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