1032 Phoenix Ave, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1032 Phoenix Ave, Schenectady, NY 12308 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1905
Square Footage	1,706 sqft Living Area
Lot Size	1,739 sqft (0.039 acres)
Occupancy	Owner Occupied
Last Sale	$72,500 (2024)
Tax Bill	$5,189.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 50.21-1-41`
Alternative APN	`150005002100010410000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,706 sqft Living Area
1st Floor	874 sqft 1st Floor
2nd Floor	832 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Colonial Style
Exterior Material	Wood Exterior
Lot Area	1,739 sqft (0.039 acres)
Depth X Width	47 ft x 37 ft Depth x Width
Porch Area	206 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1032 PHOENIX AVE
City	SCHENECTADY
State	NY
Zip	12308-3002
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PART OF 2 WOOD
Legal Block	1
Legal Lot Number	41.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	4
Census Block	4007
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.21-1-41

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1032 PHOENIX AVE, SCHENECTADY, NY 12308-3002
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Prior Sale	Aug 07, 2007 · Amount on Record
Deed Doc Number	202411004
Deed Book / Page	2126 / 1
Record Refreshed	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1032 PHOENIX AVE, SCHENECTADY, NY 12308-3002
Transaction Type	Mortgage
Record Updated	Aug 08, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 PHOENIX AVE, SCHENECTADY, NY 12308-3002

Mortgage

Document Number	0000039254
Date	Jul 27, 2022
Book Page	5244/41
Instrument	202239254

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 08, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,189.00 (+7.9%)	$122,100 (-) Land $18,300 Building $103,800	$202,186 (+30.82%) Land $30,303 Building $171,883
2023		$122,100 (-) Land $18,300 Building $103,800	$154,557 (+3.8%) Land $23,165 Building $131,392
2022		$122,100 Land $18,300 Building $103,800	$148,902 Land $22,317 Building $126,585
2021	$4,809.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.