1041 Oakwood Dr, Elyria, OH 44035 Property Records

Lorain County property record for 1041 Oakwood Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1962
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$112,000 (Nov 2023)
Tax Bill	$2,134 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-024-107-023`

Property Details

APN / Parcel Number

Primary APN	`06-24-024-107-023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Deck Area	48 sqft
Patio Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1041 OAKWOOD DR
City	ELYRIA
State	OH
Zip	44035-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND 2 60 X 130
Legal Subdivision	HIGHLAND 2
Legal Tract	24
Legal Block	107
Legal Lot Number	64
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2011
Census Tract	70400

Owner

Source: Lorain County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1041 OAKWOOD DR, ELYRIA, OH 44035-3233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 8, 2023	Survivorship Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2023 · Amount on File
Deed Sale	Nov 8, 2023 · Amount on File
Prior Sale	Jun 8, 2015 · Amount on File
Deed Document Number	2023935198
Prior Transfer Date	Feb 18, 2014
Prior Transfer Doc	0000502358
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jul 20, 2026
Property Address	1041 OAKWOOD DR, ELYRIA, OH 44035-3233
Document Number	0000104165
Instrument Date	Jul 10, 2026
Instrument	2026104165
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 OAKWOOD DR, ELYRIA, OH 44035-3233

Mortgage

Document Number	0000104165,
Date	Jul 20, 2026
Instrument	2026104165

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jul 1, 2055

Interest

Rate	6.52%
Max Rate	-1%

November 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 8, 2023
Property Address	1041 OAKWOOD DR, ELYRIA, OH 44035-3233
Document Number	0000935198
Map Reference	VOL 23 PG 84
Instrument Date	Nov 4, 2023
Instrument	2023-0935198
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1041 OAKWOOD DR, ELYRIA, OH 44035-3233

Mortgage

Document Number	0000935199
Date	Nov 8, 2023
Instrument	2023-0935199

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00	$44,810 (-0.02%) Land $8,880 Building $35,930	$128,050 (-) Land $25,380 Building $102,670
2024	$2,134.00 (+18.29%)	$44,818 (+38.69%) Land $8,883 Building $35,935	$128,050 (+38.69%) Land $25,380 Building $102,670
2023	$1,804.00 (+0.33%)	$32,316 (-0.01%) Land $9,576 Building $22,740	$92,330 (-) Land $27,360 Building $64,970
2022	$1,798.00	$32,320 Land $9,580 Building $22,740
2021			$92,330 Land $27,360 Building $64,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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