Lorain County property record for 1028 Oakwood Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 960 sqft · built 1960 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $422,000 (Jan 2023) |
| Tax Bill | $2,511 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Jul 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-024-109-006 |
| Primary APN | 06-24-024-109-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Family Room | Family Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 127 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 48 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1028 OAKWOOD DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND ACRES 2 59.54 X 129 |
| Legal Subdivision | HIGHLAND ACRES 2 |
| Legal Tract | 24 |
| Legal Block | 109 |
| Legal Lot Number | 72 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 70400 |
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1028 OAKWOOD DR, ELYRIA, OH 44035-3234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2023 | Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK |
| Jul 27, 2022 | Warranty Deed, Transfer |
| Apr 3, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2023 · Amount on Record |
| Deed Sale | Jan 12, 2023 · Amount on Record |
| Prior Sale | Jul 27, 2022 · Amount on Record |
| Deed Document Number | 2023903302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 12, 2023 |
| Property Address | 1028 OAKWOOD DR, ELYRIA, OH 44035-3234 |
| Document Number | 0000903302 |
| Map Reference | VOL 23 PG 84 |
| Instrument Date | Jan 10, 2023 |
| Instrument | 2023-0903302 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Title Company | AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1028 OAKWOOD DR, ELYRIA, OH 44035-3234 |
| Document Number | 0000903303 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 2023-0903303 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 27, 2022 |
| Property Address | 1028 OAKWOOD DR, ELYRIA, OH 44035-3234 |
| Document Number | 0000884836 |
| Map Reference | VOL 23 PG 84 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 2022-0884836 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 914, AMHERST, OH 44001-0914 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1028 OAKWOOD DR, ELYRIA, OH 44035-3234 |
| Document Number | 0000710185 |
| Instrument Date | Apr 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1028 OAKWOOD DR ELYRIA OH 440353234, ELYRIA, OH 44035-3234 |
| Document Number | 0000710185 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 710185 |
| Name | FIGURE LNDG LLC |
|---|---|
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 7, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,511.00 | $53,320 (+%) Land $8,790 Building $44,530 | $152,340 (-) Land $25,110 Building $127,230 |
| 2024 | $2,511.00 (+31.95%) | $53,319 (+56.37%) Land $8,789 Building $44,531 | $152,340 (+56.37%) Land $25,110 Building $127,230 |
| 2023 | $1,903.00 (+35.93%) | $34,098 (-0.01%) Land $9,475 Building $24,623 | $97,420 (-) Land $27,070 Building $70,350 |
| 2022 | $1,400.00 | $34,100 Land $9,480 Building $24,620 | |
| 2021 | $97,420 Land $27,070 Building $70,350 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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