Berrien County property record for 1041 E Napier Ave, Benton Harbor, MI 49022
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,794 sqft · built 2006 |
| Lot Size | 0.706 acres (30,753 sqft) |
| Owner | Company Name on File |
| Last Sale | $330,000 (Jun 2006) |
| Tax Bill | $19,238 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-6730-0001-01-3 |
| Primary APN | 03-6730-0001-01-3 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,794 sqft Total Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 30,753 sqft (0.706 acres) |
| Lot Dimensions | 228 ft deep x 134 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1041 E NAPIER AVE |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-3927 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | D2 COMM |
| Legal Description | LOTS 1,2,3 & 4 REEDER SUBDN EXC THE S 7'OF SD LOTS 1 & 2 FOR HWY PURPOSES |
| Legal Subdivision | REEDER SUB |
| Legal Lot Number | 1-4 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 2100 |
1041 E Napier Ave, a commercial property, is owned by a company that bought it in June 2006.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 502 FRANKLIN ST, MICHIGAN CITY, IN 46360-3329 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2006 · Amount on File |
| Deed Sale | Jun 8, 2006 · Amount on File |
| Prior Sale | Jun 10, 1996 · Amount on File |
| Deed Book / Page | 2717 / 1322 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1041 E Napier Ave was $19,238.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,000 | $902,000 | |
| 2025 | $19,238.00 | ||
| 2023 | $456,900 | $913,800 | |
| 2022 | $16,772.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1041 E Napier Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1041 E Napier Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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