1041 Clark St, Napa, CA 94559 Property Records

Napa County property record for 1041 Clark St, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,119 sqft · built 1950
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,599 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-302-004-000`

Property Details

APN / Parcel Number

Primary APN	`006-302-004-000`
Alternative APNs	`006-302-004` `00630204`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,119 sqft Living Area
Gross Area	1,359 sqft
1st Floor Area	1,119 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	006-302-004
Street Address	1041 CLARK ST
City	NAPA
State	CA
Zip	94559-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI5
Legal Subdivision	MEEKS NORTH ADDN
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2001
Census Tract	200400

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1041 CLARK ST, NAPA, CA 94559-1448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURE ONE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 18, 2025
Transfer Doc	0000009878
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1041 CLARK ST, NAPA, CA 94559-1448
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 CLARK ST, NAPA, CA 94559-1448

Mortgage

Document Number	0000036705
Date	Dec 2, 2021
Instrument	2021-0036705

Lender

Name	UMPQUA BANK
Type	Bank
Address	NAPA, CA 94558

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1041 CLARK ST, NAPA, CA 94559-1448
Document Number	0000009211
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 CLARK ST NAPA CA 945591448, NAPA, CA 94559-1448

Mortgage

Document Number	0000009211
Date	Apr 22, 2020
Instrument	9211

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,599.00 (+2.4%) Homeowner's exemption	$164,516 (+2%) Land $66,600 Building $97,916	$164,516 Land $66,600 Building $97,916
2025	$2,538.00 (+3.93%) Homeowner's exemption	$161,292 (+4.04%) Land $65,295 Building $95,997
2023	$2,442.00 (+1.12%) Homeowner's exemption	$155,030 Land $62,760 Building $92,270
2022	$2,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2005)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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