1038 Clark St, Napa, CA 94559 Property Records

Napa County property record for 1038 Clark St, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,603 sqft · built 1950
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$2,000,000 (Apr 2026)
Tax Bill	$6,008 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-394-005-000`

Property Details

APN / Parcel Number

Primary APN	`006-394-005-000`
Alternative APNs	`006-394-005` `00639405`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,603 sqft Living Area
Gross Area	3,023 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	006-394-005
Street Address	1038 CLARK ST
City	NAPA
State	CA
Zip	94559-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI7
Legal Description	EAST NAPA E R SPROULS ADD LOT 1,2 BLOCK 29
Legal Subdivision	E R SPROULS ADD
Legal Block	29
Legal Lot Number	1,2
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1022
Census Tract	200400

Owner

1038 Clark St is owned and occupied by two individuals who bought it in April 2026.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1038 CLARK ST, NAPA, CA 94559-1449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
May 18, 2022	Intrafamily Transfer, Transfer
May 19, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	May 24, 1994 · Amount on File
Deed Document Number	20265393
Prior Transfer Date	Sep 26, 2012
Prior Transfer Doc	0000025930
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Apr 16, 2026
Property Address	1038 CLARK ST, NAPA, CA 94559-1449
Document Number	0000005393
Instrument Date	Apr 13, 2026
Instrument	20265393
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1038 CLARK ST, NAPA, CA 94559-1449

Mortgage

Document Number	0000005394,
Date	Apr 16, 2026
Instrument	20265394

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	May 18, 2022
Property Address	1038 CLARK ST, NAPA, CA 94559-1449
Document Number	0000010170
Map Reference	MB 98
Instrument Date	May 18, 2022
Instrument	2022-0010170
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1038 CLARK ST, NAPA, CA 94559-1449

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1038 CLARK ST, NAPA, CA 94559-1449
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011567
Date	May 19, 2017
Instrument	2017-0011567

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 10, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1038 Clark St was $6,008, up 5.9% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,008.00 (+5.92%)	$466,960 (+2%) Land $208,024 Building $258,936	$466,960 (+2%) Land $208,024 Building $258,936
2025	$5,672.00 Homeowner's exemption	$457,805 Land $203,946 Building $253,859	$457,805 Land $203,946 Building $253,859
2023	$5,399.00 (-2.4%) Homeowner's exemption	$440,030 Land $196,028 Building $244,002
2022	$5,532.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1038 Clark St in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	54 (1982–2019)
Claims Outside the SFHA	5 of 54
Most Recent Claim	Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 17 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 7 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1038 Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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