1041 Chippenham Ave, Lancaster, SC 29720 Property Records

Lancaster County property record for 1041 Chippenham Ave, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,053 sqft · built 2018
Lot Size	0.208 acres (9,099 sqft)
Owner	Individual Name on Record
Last Sale	$930,000 (May 2026)
Tax Bill	$4,825 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0014O-0A-005.00`

Property Details

APN / Parcel Number

Primary APN	`0014O-0A-005.00`
Alternative APN	`95708`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,053 sqft Living Area
Gross Area	4,336 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,099 sqft (0.208 acres)
Garage Area	525 sqft
Porch	Porch
Porch Area	423 sqft
Patio Area	997 sqft

Location & Zoning

Account Number	95708
Street Address	1041 CHIPPENHAM AVE
City	LANCASTER
State	SC
Zip	29720-0180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENT CREEK 0.209 AC
Legal Subdivision	FINAL PLAT BENT CREEK PHASE I-A
Legal Block	5
Legal Lot Number	5
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1022
Census Tract	11210

Owner

Source: Lancaster County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1041 CHIPPENHAM AVE, LANCASTER, SC 29720-0180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 26, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Sep 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage TBI MORTGAGE COMPANY
Jul 19, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	20267454
Deed Book / Page	2065 / 268
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1041 CHIPPENHAM AVE, LANCASTER, SC 29720-0180
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013800
Date	Jul 7, 2021
Book Page	4455/204
Instrument	2021013800

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1041 CHIPPENHAM AVE, LANCASTER, SC 29720-0180
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015554
Date	Sep 28, 2022
Book Page	4836/1
Instrument	2022015554

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2052

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	May 26, 2026
Property Address	1041 CHIPPENHAM AVE, LANCASTER, SC 29720-0180
Document Number	0000007454
Book / Page	2065 / 268
Instrument Date	May 26, 2026
Instrument	20267454
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$347,541.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 CHIPPENHAM AVE, LANCASTER, SC 29720-0180
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007455,
Date	May 26, 2026
Instrument	20267455

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1041 CHIPPENHAM AVE, LANCASTER, SC 29720-0180
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013356
Date	Sep 5, 2019
Book Page	3812/201
Instrument	2019013356

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 19, 2017
Property Address	1041 CHIPPENHAM AVE, LANCASTER, SC 29720-0180
Document Number	0000010406
Book / Page	001068 / 000306
Instrument Date	Jul 13, 2017
Instrument	10406
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$9,583.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	250 GIBRALTAR RD HORSHAM PA 190442323, HORSHAM, PA 19044-2323
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,825.00 (+5.33%)	$30,992 (+11.1%) Land $5,000 Building $25,992	$774,800 (+11.1%) Land $125,000 Building $649,800
2024	$4,581.00 (+2.39%)
2023	$4,474.00	$27,896 Land $3,000 Building $24,896	$697,400 Land $75,000 Building $622,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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