Wright County property record for 1041 Chestnut St, Maple Lake, MN 55358
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 928 sqft · built 2007 |
| Lot Size | 0.309 acres (13,499 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,900 (Aug 2015) |
| Tax Bill | $3,350 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-053-003010 |
| Primary APN | 110-053-003010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 928 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Flooring | Carpet |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Dome |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,499 sqft (0.309 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 168 sqft |
| Storage Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1041 CHESTNUT ST |
|---|---|
| City | MAPLE LAKE |
| State | MN |
| Zip | 55358-4620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-36 TWP-121 RANGE-027 HAPPY KNOLL ESTATES 2ND ADDN LOT-001 BLOCK-003 01 BLOCK-003 |
| Legal Range | 027 |
| Legal Township | 121 |
| Legal Section | 36 |
| Legal Subdivision | HAPPY KNOLL ESTATES 2ND ADDN |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | MAPLE LAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100707 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1041 CHESTNUT ST, MAPLE LAKE, MN 55358-4620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2015 · Amount on Record |
| Deed Sale | Aug 3, 2015 · Amount on Record |
| Prior Sale | Jul 29, 2015 · Amount on Record |
| Deed Document Number | 20151294423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 1041 CHESTNUT ST, MAPLE LAKE, MN 55358-4620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1041 CHESTNUT ST, MAPLE LAKE, MN 55358-4620 |
| Document Number | 00A1592298 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | A1592298 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year T-Bill |
| Max Rate | 6.25% |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Maple Lake City |
| Unified School District | Maple Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,350.00 (+9.55%) | $285,600 (+5.78%) Land $48,000 Building $237,600 | $285,600 (+5.78%) Land $48,000 Building $237,600 |
| 2025 | $270,000 (+3.77%) Land $46,000 Building $224,000 | $270,000 (+3.77%) Land $46,000 Building $224,000 | |
| 2023 | $3,058.00 (-1.16%) | $260,200 Land $37,000 Building $223,200 | $260,200 Land $37,000 Building $223,200 |
| 2022 | $3,094.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Maple Lake serves 2,215 people · EPA ID MN1860011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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