Wright County property record for 1040 Chestnut St, Maple Lake, MN 55358
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 904 sqft · built 2006 |
| Lot Size | 0.309 acres (13,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Jun 2014) |
| Tax Bill | $3,082 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-053-002050 |
| Primary APN | 110-053-002050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 904 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Flooring | Carpet |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Dome |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 13,499 sqft (0.309 acres) |
| Garage Type | Attached |
| Garage Area | 684 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1040 CHESTNUT ST |
|---|---|
| City | MAPLE LAKE |
| State | MN |
| Zip | 55358-4620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-36 TWP-121 RANGE-027 HAPPY KNOLL ESTATES 2ND ADDN LOT-005 BLOCK-002 05 BLOCK-002 |
| Legal Range | 027 |
| Legal Township | 121 |
| Legal Section | 36 |
| Legal Subdivision | HAPPY KNOLL ESTATES 2ND ADDN |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | MAPLE LAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100707 |
1040 Chestnut St is owned and occupied by an individual who acquired it in September 2019.
Source: Wright County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 CHESTNUT ST, MAPLE LAKE, MN 55358-4620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 22, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2014 · Amount on File |
| Deed Sale | Jun 30, 2014 · Amount on File |
| Prior Sale | May 16, 2012 · Amount on File |
| Deed Document Number | 2014125071 |
| Last Transfer Date | Sep 24, 2019 |
| Transfer Doc | 0001408882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 1040 CHESTNUT ST, MAPLE LAKE, MN 55358-4620 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | DCA TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001439838 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 1439838 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Oct 22, 2019 |
| Property Address | 1040 CHESTNUT ST, MAPLE LAKE, MN 55358-4620 |
| Document Number | 0001408882 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 1408882 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | DCA TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 CHESTNUT ST, MAPLE LAKE, MN 55358-4620 |
| Document Number | 0001408883 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 1408883 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
The 2026 property tax bill for 1040 Chestnut St was $3,082.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Maple Lake City |
| Unified School District | Maple Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,082.00 | $277,300 (+10.7%) Land $47,000 Building $230,300 | $277,300 (+10.7%) Land $47,000 Building $230,300 |
| 2025 | $250,500 Land $46,000 Building $204,500 | $250,500 Land $46,000 Building $204,500 | |
| 2023 | $2,764.00 (-3.15%) | $240,400 Land $37,000 Building $203,400 | $240,400 Land $37,000 Building $203,400 |
| 2022 | $2,854.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1040 Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1040 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Maple Lake serves 2,215 people · EPA ID MN1860011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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