1041 Canopy Dr, Indian Trail, NC 28079 Property Records

Union County property record for 1041 Canopy Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,190 sqft · built 2006
Lot Size	0.243 acres (10,585 sqft)
Owner	Company Name on File
Last Sale	$355,000 (May 2021)
Tax Bill	$2,807 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Aug 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-090-856`

Property Details

APN / Parcel Number

Primary APN	`07-090-856`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,190 sqft Living Area
1st Floor Area	1,042 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	10,585 sqft (0.243 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1041 CANOPY DR
City	INDIAN TRAIL
State	NC
Zip	28079-3743
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-4 INDIA
Legal Description	#1 FOREST VIEW @ BRANDON OAKS PH9 MP2 BLK22 OPCJ193
Legal Subdivision	BRANDON OAKS - FOREST VIEW
Legal Block	22
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2013
Census Tract	20317

Owner

1041 Canopy Dr, a rural home, is owned by a company that bought it in May 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company
Vesting	Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Construction Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Aug 26, 2021	Deed of Trust, Mortgage · Construction Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
May 28, 2021	Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Oct 19, 2006 · Amount on File
Deed Document Number	202125674
Deed Book / Page	8119 / 668
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1041 CANOPY DR, INDIAN TRAIL, NC 28079-3743
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	OS NATIONAL RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0008219397
Date	Aug 26, 2021
Book Page	8219/397
Instrument	40472

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Non-Lending Institution
Address	NEW YORK, NY 10036

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	61 Months
Due	Sep 9, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1041 CANOPY DR, INDIAN TRAIL, NC 28079-3743
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	OS NATIONAL RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8219397
Date	Aug 26, 2021
Book Page	8219/397
Instrument	40472

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Non-Lending Institution
Address	NEW YORK, NY 10036

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	61 Months
Due	Sep 9, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 28, 2021
Property Address	1041 CANOPY DR, INDIAN TRAIL, NC 28079-3743
Document Number	8119668
Book / Page	8119 / 668
Map Reference	CBA J FILE 193
Instrument Date	May 25, 2021
Instrument	25674
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4141 HIBISCUS DR UNIT 203, 4141, LITTLE RIVER, SC 29566-8556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1041 Canopy Dr was $2,807.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,600 (-) Land $96,900 Building $324,700	$421,600 (-) Land $96,900 Building $324,700
2025	$2,807.00	$421,600 Land $96,900 Building $324,700	$421,600 Land $96,900 Building $324,700
2023	$2,329.00	$275,800 Land $57,900 Building $217,900	$275,800 Land $57,900 Building $217,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1041 Canopy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1041 Canopy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: T-Mobile.

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