1036 Canopy Dr, Indian Trail, NC 28079 Property Records

Union County property record for 1036 Canopy Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,528 sqft · built 2009
Lot Size	0.203 acres (8,843 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Apr 2016)
Tax Bill	$3,186 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-090-852`

Property Details

APN / Parcel Number

Primary APN	`07-090-852`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,528 sqft Living Area
1st Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	8,843 sqft (0.203 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	116 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1036 CANOPY DR
City	INDIAN TRAIL
State	NC
Zip	28079-3743
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-4 INDIA
Legal Description	#19 FOREST VIEW @ BRANDON AOKS PH9 MP2 BLK20 OPCJ193
Legal Subdivision	BRANDON OAKS - FOREST VIEW
Legal Block	20
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2015
Census Tract	20317

Owner

1036 Canopy Dr, a rural home, is owned and occupied by two individuals who bought it in April 2016.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1036 CANOPY DR, INDIAN TRAIL, NC 28079-3743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 7, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2016 · Amount on File
Deed Sale	Apr 15, 2016 · Amount on File
Prior Sale	Apr 23, 2010 · Amount on File
Deed Document Number	201610003
Deed Book / Page	6654 / 326
Prior Transfer Date	May 24, 2014
Prior Transfer Doc	0122000549
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1036 CANOPY DR, INDIAN TRAIL, NC 28079-3743
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8279403
Date	Oct 14, 2021
Book Page	8279/403
Instrument	49108

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1036 CANOPY DR, INDIAN TRAIL, NC 28079-3743
Document Number	7734697
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1036 CANOPY DR INDIAN TRAIL NC 280793743, INDIAN TRAIL, NC 28079-3743

Mortgage

Document Number	7734697
Date	Jul 14, 2020
Book Page	007734/000697
Instrument	25982

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1036 Canopy Dr was $3,186.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,600 (-) Land $96,900 Building $382,700	$479,600 (-) Land $96,900 Building $382,700
2025	$3,186.00	$479,600 Land $96,900 Building $382,700	$479,600 Land $96,900 Building $382,700
2023	$2,618.00	$310,900 Land $57,900 Building $253,000	$310,900 Land $57,900 Building $253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1036 Canopy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1036 Canopy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20

May also be available: T-Mobile.

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